cancel
Showing results for 
Search instead for 
Did you mean: 

700 Club! Thank you, thank you! Now, new cards!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

700 Club! Thank you, thank you! Now, new cards!

Hi, folks!

Just wanted to say a big thank you to all of the positive contributors here. I've lurked for a while and learned so, so much from everyone's experiences. I wish the world had more people like all of you! Smiley Happy

So for the first time since I was 18... I have an Exp myFICO score of 726. My last baddie from credit one just came off today (thanks to a GW letter!)... And soon, my dreams of finally joining the Amex family may come true!

Some background:
Income 120k

Cards:
FP 300 limit (ready to dump) opened 4/11
Orchard 300 limit opened 8/11
Cap 1 500 limit opened 1/13
Walmart GE 400 limit opened 6/13

3 exp inqs / 2 TU / 3 EQ

Once the baddie falls off TU and EQ I'm going to email the Cap 1 EO... but was wondering what you guys thought about new cards! Think I'm safe for PRG a d/or Plat amex now, or should I wait until the other reports clear? My last amex app was January.

Travel rewards are a big deal for me... And I have a lot of reimburseable expenses. Any other good cards? Maybe Chase sapphire or CSP?

Thank you!!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 1 of 6
5 REPLIES 5
Highlighted
Super Contributor

Re: 700 Club! Thank you, thank you! Now, new cards!


@joshuapd1987 wrote:
Hi, folks!

Just wanted to say a big thank you to all of the positive contributors here. I've lurked for a while and learned so, so much from everyone's experiences. I wish the world had more people like all of you! Smiley Happy

So for the first time since I was 18... I have an Exp myFICO score of 726. My last baddie from credit one just came off today (thanks to a GW letter!)... And soon, my dreams of finally joining the Amex family may come true!

Some background:
Income 120k

Cards:
FP 300 limit (ready to dump) opened 4/11
Orchard 300 limit opened 8/11
Cap 1 500 limit opened 1/13
Walmart GE 400 limit opened 6/13

3 exp inqs / 2 TU / 3 EQ

Once the baddie falls off TU and EQ I'm going to email the Cap 1 EO... but was wondering what you guys thought about new cards! Think I'm safe for PRG a d/or Plat amex now, or should I wait until the other reports clear? My last amex app was January.

Travel rewards are a big deal for me... And I have a lot of reimburseable expenses. Any other good cards? Maybe Chase sapphire or CSP?

Thank you!!

Wooo Hooo congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
Highlighted
Frequent Contributor

Re: 700 Club! Thank you, thank you! Now, new cards!

Thank you! Smiley Happy
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 3 of 6
Highlighted
Moderator Emerita

Re: 700 Club! Thank you, thank you! Now, new cards!

Definitely the CSP and PRG if you ave enough expenses. You might want to add the Freedom, works well with the CSP.

CONGRATS!
Message 4 of 6
Highlighted
Frequent Contributor

Re: 700 Club! Thank you, thank you! Now, new cards!

Thank you, Ms. Lexie! Do you think I have a file that PRG and CSP would like enough to approve?
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 5 of 6
Highlighted
Moderator Emerita

Re: 700 Club! Thank you, thank you! Now, new cards!

Amex and Chase are a YMMV. If the income and CS are there they seem to be more likely to approve.
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.