A Few Questions about Chase

[chalupaman]

How long did it take you to get approved for a second card with them and was it possible to consolidate the limit of your previous card to that card? 

[Anonymous]

I don't know about consolidating limits. But I got approves for the freedom last Thursday and said what the heck and appd for the csp Saturday and got approved

[EvilR-T]

I got both Freedom and CSP the same day. I know you can consolidate but do not know how soon. 

[chalupaman]

Alright. The same day I went for my southwest card I tried aping for the amazon rewards and even on recon still got declined so i don't wanna take my chances on the freedom just yet. Maybe in two months seeing as how quickly people are able to get them.

[takeshi74]

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@chalupaman wrote:

How long did it take you to get approved for a second card with them 

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1 day but whether or not others can get multiple cards in a given timeframe means nothing with regard to whether or not you can.  Everyone's credit isn't identical.

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@chalupaman wrote:

and was it possible to consolidate the limit of your previous card to that card? 

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I haven't fully consolidated but I've shifted limits among multiple cards.

[chalupaman]

That's always something I should keep in mind.

[OHWWCB]

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@chalupaman wrote:

How long did it take you to get approved for a second card with them and was it possible to consolidate the limit of your previous card to that card? 

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The Chase CSR told me their policy is you can be approved for no more than two cards in 30 days, but of course that depends on your credit. That theory proved true when I applied for another Chase card on the day of my Freedom and CSP approvals and was denied but 31 days later was approved for my Marriott Rewards card.

[chalupaman]

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@OHWWCB wrote:

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@chalupaman wrote:

How long did it take you to get approved for a second card with them and was it possible to consolidate the limit of your previous card to that card? 

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The Chase CSR told me their policy is you can be approved for no more than two cards in 30 days, but of course that depends on your credit. That theory proved true when I applied for another Chase card on the day of my Freedom and CSP approvals and was denied but 31 days later was approved for my Marriott Rewards card.

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Interesting. I know with my most recent Amex cards I waited two months and was approved for them but remember filling out a charge card app and getting instantly denied the same month I got my first Amex. Did not realize that Chase was that quick though. Makes me wanna have another go for the Freedom in the future but I feel they've given me more credit than I ever expected them to.