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I just received my American Express Blue Sky card in the mail yesterday and I am super excited about it. For one, it is the coolest looking card that I have! Also, I am happy to be in the Amex family and just want to know a couple of things about dealing with them. First off, I have gotten used to paying many of my balances off a week of so after it posts or making several payments a month to pif. I have only run into problems with this and the wal-mart card I have. So is Amex accepting of this type of payment behavior? Also, I keep seeing about the 61 day 3x cli. The highest limit I have as of right now on any card is the FNBO Amex for 3500.00. So when my 61 days are up on the Blue Sky, should I try for 3x or would that not be possible since I don't have any other limits that high? Does it have to be on the 61st day or just after 61 days?
Also, I know I have seen that Amex like heavy usage....do they prefer you to pif each month or should I let a small balance hit here and there to show I am making use of the 0% interest?
I appreicate any tip you can give me....I want to treat this card well....thanks!
hello, snowkitty
with amex revolver card you have to treat it like charge card pif they like it that way and you dont have to use it alot just 100-500 a month will be okay
the key is pif dont carry any balance if you dont really really need it. incase you need to carry balance pay it off within 2 billing cycle...imho dont carry balance at all
they will treat you back like vip
@snowkitty wrote:I just received my American Express Blue Sky card in the mail yesterday and I am super excited about it. For one, it is the coolest looking card that I have! Also, I am happy to be in the Amex family and just want to know a couple of things about dealing with them. First off, I have gotten used to paying many of my balances off a week of so after it posts or making several payments a month to pif. I have only run into problems with this and the wal-mart card I have. So is Amex accepting of this type of payment behavior? Also, I keep seeing about the 61 day 3x cli. The highest limit I have as of right now on any card is the FNBO Amex for 3500.00. So when my 61 days are up on the Blue Sky, should I try for 3x or would that not be possible since I don't have any other limits that high? Does it have to be on the 61st day or just after 61 days?
Also, I know I have seen that Amex like heavy usage....do they prefer you to pif each month or should I let a small balance hit here and there to show I am making use of the 0% interest?
I appreicate any tip you can give me....I want to treat this card well....thanks!
Anytime 61 days after activation is okay for 3X increase. The increase will be based on their internal evaluation which includes income etc.
Amex will not allow more than one payment in the first month after adding a bank account. If you want to pay more than once then you will have to push the payment thru from your bank.