A little CLD or shall I say a complete shutdown of all five accounts. That's 90k gone in one swoop. Easy come, easy go. Now Synchrony is added to the likes of 5/3, comenity, chase, BofA. I think I'll have capital one, Huntington bank and FNBO coming next since I'm top heavy with them. That's about 360k between the three. Good thing for a nice cushion to offset the CLD.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
@12njoy wrote:A little CLD or shall I say a complete shutdown of all five accounts. That's 90k gone in one swoop. Easy come, easy go. Now Synchrony is added to the likes of 5/3, comenity, chase, BofA. I think I'll have capital one, Huntington bank and FNBO coming next since I'm top heavy with them. That's about 360k between the three. Good thing for a nice cushion to offset the CLD.
@FinStar wrote:
@12njoy wrote:A little CLD or shall I say a complete shutdown of all five accounts. That's 90k gone in one swoop. Easy come, easy go. Now Synchrony is added to the likes of 5/3, comenity, chase, BofA. I think I'll have capital one, Huntington bank and FNBO coming next since I'm top heavy with them. That's about 360k between the three. Good thing for a nice cushion to offset the CLD.
Yikes.
When did they shut down your SYNCB cards?
So, your 5/3 accounts were closed as well...when? How many did you have with them? I think the max was 3, but I recall you were able to get 4? Recently, 5/3 only allows 2 cards as the max number (of course, CLIs are a different story).
I remember Comenity closed your cards after the IKEA approval.
No bueno 🥴
Seems like you're dealing with it ok...maybe?
Synchrony just closed all cards on September 16th. I had 4 cards with 5/3. They didn't close my accounts, they did CLD and then I just closed them all. I'm totally ok with Synchrony. They served their purpose. I'm at another standstill now. No new credit for a while.
@5KRunner wrote:Yikes... That stinks. Looks like they've done this to a lot of accounts recently.
I think the pandemic caught up with me.
Wow. SyncB is just shutting down accounts like they don't like money anymore. They are certainly gaining a reputation, that's for true.
You won't ever see me waste a HP on them. Uh uh. Nope.
On Deck: No Plans Currently
@Taurus22 wrote:Wow. SyncB is just shutting down accounts like they don't like money anymore. They are certainly gaining a reputation, that's for true.
You won't ever see me waste a HP on them. Uh uh. Nope.
I've had them since 2017 so they were good to help with getting larger limits. I only really used the BP card which I recently got increased to 10k. The other 4 cards were all at 20k.
This is lousy, indeed, @12njoy. 
I'm still holding my breath that they won't come for me.
I know all we can do is speculate, but do you think the recent CLI on the BP card put you "on the radar"?
Also, if you don't mind sharing, what other Synchrony cards did you have?
My oldest credit card is Lowe's (17 years)... I'm hoping it'll somehow survive their axe a bit longer.
