Re: A little CLI in BCE

justforting · ‎10-01-2013

Just wanted to try the amex online cli. Asked for $3000 and was approved immediately. Now it's $8000. Didn't ask for much 'cause I really don't need that much and I don't want it to trigger FR

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

09Lexie · ‎10-01-2013

Congratulations on the CLI but I really don't think asking for less would not have triggered a FR. That could occur at anytime, for any amount.

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myjourney · ‎10-01-2013

@justforting wrote:
Just wanted to try the amex online cli. Asked for $3000 and was approved immediately. Now it's $8000. Didn't ask for much 'cause I really don't need that much and I don't want it to trigger FR

Congarts on the CLI and best of all its a SP

You can get more of those while enjoying the gardening life of raising seedling nice and strong

Wooo Hooo

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

eddie84 · ‎10-01-2013

Congrats! Any CLI is better than no CLI at all.

youngandcreditwrthy · ‎10-02-2013

Congrats!
And lexie is correct...
A poster the other day got a FR for asking for a 3xcli on a $1000 credit line. Lol

justforting · ‎10-02-2013

@09Lexie wrote:
Congratulations on the CLI but I really don't think asking for less would not have triggered a FR. That could occur at anytime, for any amount.

That's really a bad thing to know...

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)

A little CLI in BCE

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A little CLI in BCE