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Congrats! Nice jump and would agree with others - worth the HP. Just do not understand why in the world they make such "uneven" CL not 25K, 30K, 35K, etc in this range
@lg8302ch wrote:Congrats! Nice jump and would agree with others - worth the HP. Just do not understand why in the world they make such "uneven" CL not 25K, 30K, 35K, etc in this range
I don't understand that either, but it seems that Citi has always been this way. I opened this account about five years ago, and the CL I started with was $10,300.
@NewtoCredit80 wrote:
10k cli for an HP would be worth for most of the credit users. :-)
It's worth it, for sure! I just regret the inquiry because I'm so OCD about my reports and scores.
Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up
@lg8302ch wrote:Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up
As a data point, I ran an EX report today to see what the effect of one inquiry had on my score. I lost three points, dropping from 849 to 846.
@android01 wrote:
@lg8302ch wrote:Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up
As a data point, I ran an EX report today to see what the effect of one inquiry had on my score. I lost three points, dropping from 849 to 846.
not too bad.... and you will get 4 back later which makes the perfect 850
@android01 wrote:
@Ailee92 wrote:
@android01 wrote:
@enharu wrote:
U asked for 25.8 and they approved it? Or was that amount a counteroffer?
Congrats! Very nice CLI asked for a 10K increase from 15.7K and they approved me for a 25.8K CL. No counter offers.
not used to having people approve higher than asking amount but it's good
I found that odd as well....
Alliant did that to me before. I asked for $5K and they told me I was eligible for $15K. I couldn't say OK quick enough.