cancel
Showing results for 
Search instead for 
Did you mean: 

A moment of weakness...

tag
NewtoCredit80
Frequent Contributor

Re: A moment of weakness...

10k cli for an HP would be worth for most of the credit users. :-)


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Message 21 of 28
lg8302ch
Senior Contributor

Re: A moment of weakness...

Congrats!  Nice jump and would agree with others - worth the HP. Just do not understand why in the world they make such "uneven" CL not 25K, 30K, 35K, etc in this range Smiley Surprised

Message 22 of 28
android01
Valued Contributor

Re: A moment of weakness...


@lg8302ch wrote:

Congrats!  Nice jump and would agree with others - worth the HP. Just do not understand why in the world they make such "uneven" CL not 25K, 30K, 35K, etc in this range Smiley Surprised


I don't understand that either, but it seems that Citi has always been this way.  I opened this account about five years ago, and the CL I started with was $10,300.  

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 23 of 28
android01
Valued Contributor

Re: A moment of weakness...


@NewtoCredit80 wrote:
10k cli for an HP would be worth for most of the credit users. :-)

It's worth it, for sure! Smiley Happy I just regret the inquiry because I'm so OCD about my reports and scores.  

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 24 of 28
lg8302ch
Senior Contributor

Re: A moment of weakness...

Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up  Smiley Very Happy

Message 25 of 28
android01
Valued Contributor

Re: A moment of weakness...


@lg8302ch wrote:

Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up  Smiley Very Happy


As a data point, I ran an EX report today to see what the effect of one inquiry had on my score.  I lost three points, dropping from 849 to 846.  Smiley Sad

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 26 of 28
lg8302ch
Senior Contributor

Re: A moment of weakness...


@android01 wrote:

@lg8302ch wrote:

Interesting! ...and hey..maybe this HP is your ticket to the perfect 850 EX when it comes up  Smiley Very Happy


As a data point, I ran an EX report today to see what the effect of one inquiry had on my score.  I lost three points, dropping from 849 to 846.  Smiley Sad


not too bad.... and you will get 4 back later which makes the perfect 850 Heart

Message 27 of 28
visorboy1974
Valued Contributor

Re: A moment of weakness...


@android01 wrote:

@Ailee92 wrote:

@android01 wrote:

@enharu wrote:
U asked for 25.8 and they approved it? Or was that amount a counteroffer?

Congrats! Very nice CL Smiley Happy

I asked for a 10K increase from 15.7K and they approved me for a 25.8K CL.  No counter offers.  


not used to having people approve higher than asking amount but it's good


I found that odd as well....


Alliant did that to me before.  I asked for $5K and they told me I was eligible for $15K.  I couldn't say OK quick enough. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 28 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.