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A nice touch from the Verizon card / SYNC product!

CashOutReFi
New Contributor

A nice touch from the Verizon card / SYNC product!

Had the Verizon card for the better part of a year. Started at $2k limit, received a CLI to $5k SL a few months later. 

Unprovoked and unsolicited, I received a very nice piece of mail with my new Verizon Visa Signature card in the mail. Metal card. 

I have not ever been proactively sent a Visa Signature when crossing the minimum SL threshold for the product by any other bank. 

This truly brightened my day! 

6 REPLIES 6
CreditMagic7
Super Contributor

Re: A nice touch from the Verizon card / SYNC product!

That WAS a very nice surprise for you and quite courteous of them if i might say to send it out direct. 

Message 2 of 7
Trini88
Established Contributor

Re: A nice touch from the Verizon card / SYNC product!

That's greats! I wish FNBO would do that for me 🤣



Goal Cards:
Message 3 of 7
TRC_WA
Senior Contributor

Re: A nice touch from the Verizon card / SYNC product!


@CashOutReFi wrote:

Had the Verizon card for the better part of a year. Started at $2k limit, received a CLI to $5k SL a few months later. 


Meanwhile I've had mine for 2+ years... $4k limit... up until 2 months ago it was my go to card for $3k+ per month... always PIF and always instant denial for a CLI.  

 

So now my new $10k Amex is my new go to card and the Verizon card doesn't see any spend other than the monthly phone bill.  Smiley LOL

 

 

BK 13 filed : 2-28-17 BK 13 discharged : 3-22-22
FICO8 current as of : 6-1-23 EQ: 674 TU: 663 EX: 669
Hard INQs last 12 months: EQ: 5 | TU: 9 | EX: 5
WF Platinum $1000 WF Reflect $6000 Verizon Visa $4000 Ollo MC $4000
Mission Lane Visa $1850 Credit One Platinum x5 $3000 Credit One Wander $1700 Upgrade Visa $2000
PenFed Gold Visa $2500 Amex Delta Gold $10,000 Care Credit $8000 Petal 1 Visa $2900 Cap One QS $500
NFCU CashRewards $2000 Apple Card $1500 Best Buy $2000 Amazon $2800
Wells Fargo auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $37k 6.79%
Total CL: $54,750 --- Total CC UTI: 14% --- AAoA: 12.5 years --- Income: $100k
Last CC app: 5-27-23 Gardening until: 6-1-25
Message 4 of 7
CashOutReFi
New Contributor

Re: A nice touch from the Verizon card / SYNC product!

As tempting as it would be to give the VZ card the cold shoulder, aren't the points categories fairly rich given that there is no AF? Similar to AmEx Gold in that it rewards in most of the same ways: 

 

4% gas and groceries

3% dining

2% Verizon bill

1% online shopping

 

There's no "annual hole" you have to dig yourself out of before the card starts rewarding you. It sounds like you're $1k away from getting your metal card. 

Ironically, the CLI button actually disappeared after my latest (failed) attempt to push beyond $5k. 

Message 5 of 7
TRC_WA
Senior Contributor

Re: A nice touch from the Verizon card / SYNC product!


@CashOutReFi wrote:

As tempting as it would be to give the VZ card the cold shoulder, aren't the points categories fairly rich given that there is no AF? Similar to AmEx Gold in that it rewards in most of the same ways: 

 

4% gas and groceries

3% dining

2% Verizon bill

1% online shopping

 

There's no "annual hole" you have to dig yourself out of before the card starts rewarding you. It sounds like you're $1k away from getting your metal card. 

Ironically, the CLI button actually disappeared after my latest (failed) attempt to push beyond $5k. 


My card is already metal... has been since I got it.  As for the rewards... yes... they definitely aren't bad.  When I was using the card a lot I was getting around $70- 80 a month in cash back... and once I meet the $10k spend for the Amex flight credit I'll probably go back to the Verizon card even though I don't really benefit much from the 4% on gas and groceries because I'm single with a low grocery bill and my daily commute is only 5 miles... (which is a good thing with these gas prices)

 

Just frustrating to use the card as much as I did over 2 years and not get a CLI but it is what it is.

BK 13 filed : 2-28-17 BK 13 discharged : 3-22-22
FICO8 current as of : 6-1-23 EQ: 674 TU: 663 EX: 669
Hard INQs last 12 months: EQ: 5 | TU: 9 | EX: 5
WF Platinum $1000 WF Reflect $6000 Verizon Visa $4000 Ollo MC $4000
Mission Lane Visa $1850 Credit One Platinum x5 $3000 Credit One Wander $1700 Upgrade Visa $2000
PenFed Gold Visa $2500 Amex Delta Gold $10,000 Care Credit $8000 Petal 1 Visa $2900 Cap One QS $500
NFCU CashRewards $2000 Apple Card $1500 Best Buy $2000 Amazon $2800
Wells Fargo auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) $37k 6.79%
Total CL: $54,750 --- Total CC UTI: 14% --- AAoA: 12.5 years --- Income: $100k
Last CC app: 5-27-23 Gardening until: 6-1-25
Message 6 of 7
CYBERSAM
Senior Contributor

Re: A nice touch from the Verizon card / SYNC product!

Congrats on your upgrade!

Verizon Visa Signature card is one of the better cards Sync has! They have done this very nicely...







              
Message 7 of 7
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