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They shop. Go to the checkout. Use a credit card to pay. At the bottom of the recipt is a credit card offer.
Does this still happen?
A long time ago I had read how if you went into Target and shopped and then paid with a credit card, you could be auto approved for a card.
Does anyone ever heard of this too? Do any other retail stores do it?
I don't shop at Target super regularly, but a few times a year for a total of $704 according to my account (It's mainly online for pick-up, but also some in person shopping that's not included in the 704). I'm registered on their website, etc., etc. - there's never been an offer when I checked out.
Not as much these days. Some retail partners such as CCs serviced by Comenity or SYNCB, for instance, may offer those types of pre-approved offers in-store, especially to loyalty customers, but not nearly as common as in the past.
@Anonymous wrote:They shop. Go to the checkout. Use a credit card to pay. At the bottom of the recipt is a credit card offer.
Does this still happen?
A long time ago I had read how if you went into Target and shopped and then paid with a credit card, you could be auto approved for a card.
Does anyone ever heard of this too? Do any other retail stores do it?
This is how I ended up with a Sears card in 1994.
Hmmm I've never even heard of this honestly lol
@mikesonthemend wrote:
@Anonymous wrote:They shop. Go to the checkout. Use a credit card to pay. At the bottom of the recipt is a credit card offer.
Does this still happen?
A long time ago I had read how if you went into Target and shopped and then paid with a credit card, you could be auto approved for a card.
Does anyone ever heard of this too? Do any other retail stores do it?
This is how I ended up with a Sears card in 1994.
I was in a Home Depot in 2007. We had just closed on our house and were looking for carpeting. I was sitting there and looking at the computer screen when an invite for a Home Depot card came up. The sales person hit enter and I asked but they just said that happened every so often. About a week later I recieved an envelope with a Home Depot credit card with a CL of $2.5k. (Not the accounts I have now, apparently they do forgive.)
Maybe that's the punchline? Some of us really got credit that way.
@pinkandgrey wrote:Hmmm I've never even heard of this honestly lol
I've only seen it a few times at places like Eddie Bauer, where when you paid with a CC they would advertise for their store card etc.
Just neverbeen a fan of store cards is all.