I've been through the BK-friendly thread and a couple of others that have similiar feedback, but so far haven't found anything on the Home Depot store card. It's interesting though - I have the Macy's card through a subsidiary of Citi... but the app never mentioned anything about Citi. I checked the disclosures pamphlet and sure enough, there it was - mentioned as the parent company of the issuer.
By contrast, the Home Depot store card is directly issued through Citi.
As with my other app to BofA, it will be interesting to see what happens with this. The scientist in me is dying of curiosity to know what will happen. The gardener is just sitting back - either way, Home Depot gets my business. It'd be nice to do a bit more credit building while I'm fixing up the yard.... but I'm philosophical... (curious, but philosophical!)
Starting Score: EQ 622, TU 676, EX 643 (mtg lender pulls) 2/1/12
Current Score: EQ 743, TU 775 (6/18 MyFico), EX 722 (per CITI approval letter 6/29/12 pull)
Goal Score: New goal: 760+ on all 3Take the FICO Fitness Challenge