That stinks! This is making me wonder if the scores and history since BK are the things that are holding my app afloat.
Starting Score: EQ 622, TU 676, EX 643 (mtg lender pulls) 2/1/12 Current Score: EQ 743, TU 775 (6/18 MyFico), EX 722 (per CITI approval letter 6/29/12 pull) Goal Score: New goal: 760+ on all 3