A side from Chase....

[Gatito]

Not counting Chase because I know people like the Chase combo with the sapphire preferred and unlimited cash back card what are the best card combos to have to be able to maximize on their purchases?

Right now I only have the Discover it I use as my main card still within the first year match the marvel card and the capital one quicksilver 1.5%.

Store cards I just have a j crew and a nordstrom rack everything else I got rid of because I didn't want to have a bunch of cards I don't use.

I was looking into getting the double cash once the discover it match year comes due but I wanted to reach out to see how myfico folks play the game

[JustBPatient]

Chase is the 1 2 punch for UR's.  Amex you can utilize ED, EDP and PRG to generate MR points.  DC is a good pick up when DCVR double runs out.

[wasCB14]

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@JustBPatient wrote:

Chase is the 1 2 punch for UR's.  Amex you can utilize ED, EDP and PRG to generate MR points.  DC is a good pick up when DCVR double runs out.

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EDP and Platinum make a decent Amex combination. I think EDP and PRG overlap a bit too much; better to pay more and get serious perks with Platinum. I used to have both, but downgraded my EDP to an ED since I found myself too focused on my transaction count.

Instead of apping for a DC, maybe pick up a card with a nice travel bonus and PC to DoubleCash after the first year.

[Gatito]

Thats what I was thinking but I have once or twice been hit with visa or MC only at certain places and I'm always nervous walking around with just discover, if they don't accept it I'm SOL.  I am in the 5/24 so I am kind of locked out from Chase right now. 

[Anonymous]

I really like the EDP and Platinum suggestion but make sure you're ok with the 550 AF

[wasCB14]

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@Anonymous wrote:
I really like the EDP and Platinum suggestion but make sure you're ok with the 550 AF

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Don't forget the EDP fee...so it would be $95+$450=$545 or $95+$550=$645.

[Glkslngr]

Freedom, CSR, BCP, It, and NFCU CashRewards are my drivers. Freedom or Discover for gas right now because of 5%, BCP for 6% groceries, Discover for 5% BJ's wholesale right now, Cash+ for 5% cell phone, CSR for dining out and any travel purchases. Cash Rewards for 1.5% everywhere else. So psyched for 5% drugstore purchases next quarter with the Freedom and Discover with 5% for home improvement (get to buy my gardening supplies!).

[yfan]

Depends on what you're looking for and how many cards you're willing to combine. For me, this is what works best:

- Discover for whatever 5% category they have if it's useful plus Discover deals.
- Chase Amazon for 5% on Amazon with prime.
- Costco Citi Visa for gas (4%) and dining (3%).
- Bank of America Cash rewards for Costco warehouse (2.2% including checking redemption bonus)
- Citi Double Cash or Capital One Quicksilver for the rest.