@Anonymous wrote:Well you haven't heard from me yet,
.
Sure, creating an AA account using tricks and in your pets name is just too abusive (not saying this is the only cause, or it is even related to these shutdowns, nobody has concrete info). But how can AA/Citi allow this? don't they check SSN or ITN?
Truth is, if there is a loophole, someone will abuse it. They really need to take a look at their systems and rewrote the code so these abuse prevention are either stated in T&C, or coded into application process.
@Anonymous I agree with you. The same feeling I had when Amex did what they did to those who were abusing the referral link. With the technology that is available today, they could have easily prevented the self referrals from happening.
And I'll also say, as I've said before, while I'm not for folks abusing the system I will also say that these lenders are without clean hands themselves. Their anger about such "abusive" practices is probably because consumers tend to find ways to beat them at their own shady games that they play. If their RAT didn't think folks were going to game the referral system, buy gift cards at the grocery stores while using EDP and Amex Gold then they're idiots and deserve what they get. Just my 2¢.
@Loquat wrote:
@Anonymous wrote:Well you haven't heard from me yet,
Sure, creating an AA account using tricks and in your pets name is just too abusive (not saying this is the only cause, or it is even related to these shutdowns, nobody has concrete info). But how can AA/Citi allow this? don't they check SSN or ITN?
Truth is, if there is a loophole, someone will abuse it. They really need to take a look at their systems and rewrote the code so these abuse prevention are either stated in T&C, or coded into application process.
@Anonymous I agree with you. The same feeling I had when Amex did what they did to those who were abusing the referral link. With the technology that is available today, they could have easily prevented the self referrals from happening.
And I'll also say, as I've said before, while I'm not for folks abusing the system I will also say that these lenders are without clean hands themselves. Their anger about such "abusive" practices is probably because consumers tend to find ways to beat them at their own shady games that they play. If their RAT didn't think folks were going to game the referral system, buy gift cards at the grocery stores while using EDP and Amex Gold then they're idiots and deserve what they get. Just my 2¢.
I agree with you all, but as a programmer you never can possibly think up every little scheme or situation of person can think up it is pretty much impossible. Users in the 20 years I have wrote software do things that has never crossed your mind nor the QA teams mind, etc.. yet they find someway to get around something or break something. Granted Amex self referrals is one of the easier ones that should of been addressed as they certainly knew it was being abused before they busted the whip on people. That would of been a VERY easy fix. This was a bad abusal on AA as well...
@CreditCuriosity wrote:
@Loquat wrote:
@Anonymous wrote:Well you haven't heard from me yet,
Sure, creating an AA account using tricks and in your pets name is just too abusive (not saying this is the only cause, or it is even related to these shutdowns, nobody has concrete info). But how can AA/Citi allow this? don't they check SSN or ITN?
Truth is, if there is a loophole, someone will abuse it. They really need to take a look at their systems and rewrote the code so these abuse prevention are either stated in T&C, or coded into application process.
@Anonymous I agree with you. The same feeling I had when Amex did what they did to those who were abusing the referral link. With the technology that is available today, they could have easily prevented the self referrals from happening.
And I'll also say, as I've said before, while I'm not for folks abusing the system I will also say that these lenders are without clean hands themselves. Their anger about such "abusive" practices is probably because consumers tend to find ways to beat them at their own shady games that they play. If their RAT didn't think folks were going to game the referral system, buy gift cards at the grocery stores while using EDP and Amex Gold then they're idiots and deserve what they get. Just my 2¢.
I agree with you all, but as a programmer you never can possibly think up every little scheme or situation of person can think up it is pretty much impossible. Users in the 20 years I have wrote software do things that has never crossed your mind nor the QA teams mind, etc.. yet they find someway to get around something or break something. Granted Amex self referrals is one of the easier ones that should of been addressed as they certainly knew it was being abused before they busted the whip on people. That would of been a VERY easy fix. This was a bad abusal on AA as well...
Only thing I can summerize from these posts, is we are all too OLD!
@Anonymous wrote:Well you haven't heard from me yet,
Sure, creating an AA account using tricks and in your pets name is just too abusive (not saying this is the only cause, or it is even related to these shutdowns, nobody has concrete info). But how can AA/Citi allow this? don't they check SSN or ITN?
Truth is, if there is a loophole, someone will abuse it. They really need to take a look at their systems and rewrote the code so these abuse prevention are either stated in T&C, or coded into application process.
Why should the credit card issuer have to make T&C changes because of abuse? Shut down the cards and bar them from ever having another card. That's the only way it will ever stop. There is no need for T&C to spell this stuff out. Let people find out the hard way.