AA possibly?

[Anonymous]

Clean file, scores 800+, 2/24,PIF,1% utility, 18+ history. If I get 2 CC in one day with different CRs being pulled can/will my lenders do AA going forward?

[longtimelurker]

---

@Anonymous wrote:

Clean file, scores 800+, 2/24,PIF,1% utility, 18+ history. If I get 2 CC in one day with different CRs being pulled can/will my lenders do AA going forward?

---

While anything is possible, probably not, providing you don't then proceed to get many more cards or do something else that could be considered an indication of financial stress (such as massive increase in utilization )

[wasCB14]

AA is always possible, even when someone is not seeking additional credit.

And there's more to a profile than low utilization and a long history. Income, savings, past use of the CL, etc.

[AverageJoesCredit]

Why worry over AA with a solid profile and income. If you are lender diverse, go for what you want or can benefit from. If they AA you for that , not lenders worth having imho. Id worry less if i was working  but if you have a good job income snd credit history, odds are in your favor.

[KLEXH25]

---

@Anonymous wrote:

Clean file, scores 800+, 2/24,PIF,1% utility, 18+ history. If I get 2 CC in one day with different CRs being pulled can/will my lenders do AA going forward?

---

Do you know which two lenders you're  considering? While it's not likely, some lenders spook more easily than others. Also depends if you already have an existing relationship with them. Given today's climate, I'd tread carefully, but you're *probably* ok. 

[Anonymous]

Unless you got something funny going on somewhere or a real skittish lender that you’ve had high balances with for a long time, I don’t think you’ll have any problem.