AAA DAILY ADVANTAGE VISA Date Points & Feedback

[credit8502020]

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@northway wrote:

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@credit8502020 wrote:

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@northway wrote:

On a side note, I was just approved today for the Travel Advantage with an Experian pull.

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@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card? 

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I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.

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@northway Ok. Thank you! What was your limit on Travel Advantage? 

[northway]

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@credit8502020 wrote:

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@northway wrote:

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@credit8502020 wrote:

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@northway wrote:

On a side note, I was just approved today for the Travel Advantage with an Experian pull.

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@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card? 

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I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.

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@northway Ok. Thank you! What was your limit on Travel Advantage? 

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Just $1k, but Comenity has always been stingy with me until I spam the CLI button.

[credit8502020]

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@northway wrote:

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@credit8502020 wrote:

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@northway wrote:

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@credit8502020 wrote:

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@northway wrote:

On a side note, I was just approved today for the Travel Advantage with an Experian pull.

---

@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card? 

---

I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.

---

@northway Ok. Thank you! What was your limit on Travel Advantage? 

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Just $1k, but Comenity has always been stingy with me until I spam the CLI button.

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@northway Ok. How long do you plan to hit the CLI button on this one? 

[northway]

Pro

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@credit8502020 wrote:

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@northway wrote:

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@credit8502020 wrote:

---

@northway wrote:

---

@credit8502020 wrote:

---

@northway wrote:

On a side note, I was just approved today for the Travel Advantage with an Experian pull.

---

@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card? 

---

I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.

---

@northway Ok. Thank you! What was your limit on Travel Advantage? 

---

Just $1k, but Comenity has always been stingy with me until I spam the CLI button.

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@northway Ok. How long do you plan to hit the CLI button on this one? 

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Probably every 3-6 months and upon activation.

[credit8502020]

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@northway wrote:

Pro

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@credit8502020 wrote:

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@northway wrote:

---

@credit8502020 wrote:

---

@northway wrote:

---

@credit8502020 wrote:

---

@northway wrote:

On a side note, I was just approved today for the Travel Advantage with an Experian pull.

---

@northway Thank you for that new data point! When did you apply for and get the Daily Advantage card? 

---

I never went for the Daily Advantage. You're only allowed to have one or the other. DPs are the same for either card though.

---

@northway Ok. Thank you! What was your limit on Travel Advantage? 

---

Just $1k, but Comenity has always been stingy with me until I spam the CLI button.

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@northway Ok. How long do you plan to hit the CLI button on this one? 

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Probably every 3-6 months and upon activation.

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@northway Thank you. Whenever I consider getting a card, I also kind in mind how easy/difficult it may be to get a credit limit increase. 

[Jeffster1]

My AAA VISA DPs:

I was instantly approved in October 2022 for the AAA Daily Advantwge. At the time, I was at 6/12 on both inquiries and new accounts. Scores were around 700 across the board.

They pulled EQ. I was 21 months post-CH 13 DC. 

Immediately prior, I had been instantly approved for the Bread Amex. 

I've only ever used the AAA to pay for my annual AAA renewal. I haven't gone for any CLIs. I like the card but I like some of my other cards better. 

[credit8502020]

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@Jeffster1 wrote:

My AAA VISA DPs:

I was instantly approved in October 2022 for the AAA Daily Advantwge. At the time, I was at 6/12 on both inquiries and new accounts. Scores were around 700 across the board.

They pulled EQ. I was 21 months post-CH 13 DC. 

Immediately prior, I had been instantly approved for the Bread Amex. 

I've only ever used the AAA to pay for my annual AAA renewal. I haven't gone for any CLIs. I like the card but I like some of my other cards better. 

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@Jeffster1 Thank you for your feedback and providing these details. I saw you mentioned Bread AMEX. I also saw that Bread is connected to this card. Is there a data point that supports how having another Bread product improves your chances of getting another one? I just want to make sure I don't overlook the connection you may be making or that exists. 

[Jeffster1]

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@credit8502020 wrote:

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@Jeffster1 wrote:

My AAA VISA DPs:

I was instantly approved in October 2022 for the AAA Daily Advantwge. At the time, I was at 6/12 on both inquiries and new accounts. Scores were around 700 across the board.

They pulled EQ. I was 21 months post-CH 13 DC. 

Immediately prior, I had been instantly approved for the Bread Amex. 

I've only ever used the AAA to pay for my annual AAA renewal. I haven't gone for any CLIs. I like the card but I like some of my other cards better. 

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@Jeffster1 Thank you for your feedback and providing these details. I saw you mentioned Bread AMEX. I also saw that Bread is connected to this card. Is there a data point that supports how having another Bread product improves your chances of getting another one? I just want to make sure I don't overlook the connection you may be making or that exists. 

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Great question, @credit8502020 . In my case, I don't think my having a Bread Amex helped me in any way to get the AAA as I had literally JUST gotten the Bread card, and had yet to build any history with Comenity. I think it's important to add that, before these two cards, I had never had a Comenity card. 

 My initial approval for the Bread was $7K, and for the AAA $5K. I got a SP CLI of $1K on the Bread last month (I had never asked for one before) and I haven't really done anything with the AAA. 

[credit8502020]

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@Jeffster1 wrote:

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@credit8502020 wrote:

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@Jeffster1 wrote:

My AAA VISA DPs:

I was instantly approved in October 2022 for the AAA Daily Advantwge. At the time, I was at 6/12 on both inquiries and new accounts. Scores were around 700 across the board.

They pulled EQ. I was 21 months post-CH 13 DC. 

Immediately prior, I had been instantly approved for the Bread Amex. 

I've only ever used the AAA to pay for my annual AAA renewal. I haven't gone for any CLIs. I like the card but I like some of my other cards better. 

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@Jeffster1 Thank you for your feedback and providing these details. I saw you mentioned Bread AMEX. I also saw that Bread is connected to this card. Is there a data point that supports how having another Bread product improves your chances of getting another one? I just want to make sure I don't overlook the connection you may be making or that exists. 

---

Great question, @credit8502020 . In my case, I don't think my having a Bread Amex helped me in any way to get the AAA as I had literally JUST gotten the Bread card, and had yet to build any history with Comenity. I think it's important to add that, before these two cards, I had never had a Comenity card. 

 My initial approval for the Bread was $7K, and for the AAA $5K. I got a SP CLI of $1K on the Bread last month (I had never asked for one before) and I haven't really done anything with the AAA. 

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@Jeffster1 Ok. This is definitely good to know. Thank you! 

[UncleB]

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@Beefy1212 wrote:

They pull EQ VS4. They have no mobile app if that matters to you, and I know of at least one person(don't remember who) who reported on here an issue with not being able to redeem the cashback because it is applied as a statement credit and they pre-pay their statement balance, so they had to call in each month and do it manually.

The card appears to be much more sensitive to inquiries/new accounts than Commenity is typically known for.  

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Is Comenity really pulling VS now?

This is new info for me if correct, since I was under the impression that the only major bank regularly using any flavor of VS was Synchrony.