cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX 1 HP for 2 apps?

tag
CS800
Super Contributor

AMEX 1 HP for 2 apps?

Does this statement still holds?

 

1 HP if the cards are the same type e.g. Two revolvers or two Charge cards?




Message 1 of 26
25 REPLIES 25
myjourney
Super Contributor

Re: AMEX 1 HP for 2 apps?


@CS800 wrote:

Does this statement still holds?

 

1 HP if the cards are the same type e.g. Two revolvers or two Charge cards?


Still good 2 of any apps approved 1 HP YMMV

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 26
CS800
Super Contributor

Re: AMEX 1 HP for 2 apps?

Does it have to be the same type of cards or one can do a charge and a revolver and still incur only one HP?




Message 3 of 26
vpae
Established Contributor

Re: AMEX 1 HP for 2 apps?

In what time frame? Same day? a week? 30 days? 

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 4 of 26
myjourney
Super Contributor

Re: AMEX 1 HP for 2 apps?


@CS800 wrote:

Does it have to be the same type of cards or one can do a charge and a revolver and still incur only one HP?


You can do one of each

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 26
CS800
Super Contributor

Re: AMEX 1 HP for 2 apps?


@myjourney wrote:

@CS800 wrote:

Does it have to be the same type of cards or one can do a charge and a revolver and still incur only one HP?


You can do one of each


I mentioned this to my colleague at work that I thought he could do two AMEX within a 24 hour timeframe with 1 HP .

 

Thanks for confirming this.




Message 6 of 26
myjourney
Super Contributor

Re: AMEX 1 HP for 2 apps?


@CS800 wrote:

@myjourney wrote:

@CS800 wrote:

Does it have to be the same type of cards or one can do a charge and a revolver and still incur only one HP?


You can do one of each


I mentioned this to my colleague at work that I thought he could do two AMEX within a 24 hour timeframe with 1 HP .

 

Thanks for confirming this.


I did it June 6th ....confirmedSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 26
Crashem
Valued Contributor

Re: AMEX 1 HP for 2 apps?

Actually, not 100% true.  If new AMEX customer, you app for multiple cards around the same time, you will have multiple HPs usually.  I've had success at getting EX to remove multiple HPs as dup however.

               LIMITS IN CARD DESCRIPTIONS
Message 8 of 26
CS800
Super Contributor

Re: AMEX 1 HP for 2 apps?

She has a green AMEX already but was looking to add the Delta Gold and the BCE




Message 9 of 26
myjourney
Super Contributor

Re: AMEX 1 HP for 2 apps?


@Crashem wrote:

Actually, not 100% true.  If new AMEX customer, you app for multiple cards around the same time, you will have multiple HPs usually.  I've had success at getting EX to remove multiple HPs as dup however.


I was a new Amex customer 1 HP both cards approved 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.