AMEX 3x CLI

[Anonymous]

I opened a AMEX BCE card on 3/17/2017 and was granted a $11,500 SL. My question would be, it has not been 61 day's yet but would it hurt if I went ahead and asked for a CLI now, or would it be best to wait? I have ran roughly $3800 through the card so far and PIF at the end of my first statement.

Haven't pulled my scores but when I applied for the BCE the letter stated a score of 756. Discover card shows a score of 773, income is 100-120k annually plus I guess I could consider my fiance's income as we live together.

[austinguy907]

You shouldn't have to pull your scores since AMEX provides you with the one they use to make decisions.

You can try prior to 61 days but, it's a mixed bag off denials.  Just wait it out and be sure.

120K should get you to 50K eventually with a potential 4506-T submission.  They made it easy for you with the $11.5K limit since you can usually 3X your way to $34.5K w/o having to submit the form.

[Anonymous]

I would wait.