I have two AMEX cards BCE ($4200) and ED ($15000). Here are the significant dates:
BCE - opened - 8/1/2014 - $1000
BCE - 61 day 3x CLI - 10/1/14 - $3000 (new limit)
ED - opened - 11/12/2014 - $5000
ED - 61 day 3x CLI - 3/30/2015 - $15000 (new limit)
BCE - auto CLI $1200 - 7/5/2015 - $4200 (new limit)
I was planning on requesting a CLI for BCE on 9/26/2015 which is 180 days from my last customer-initiated CLI on 3/30/2015. My question is did that auto CLI on 7/5 (the last one) reset my 180 day timer so I now have to wait until 1/11/2016 to make another CLI request?
Also, could I move some limit from my ED to my BCE and then make a CLI request from my BCE at a higher limit? e.g. Move $800 from ED to BCE making it $5000 and request 3x again for $15000 on BCE?
I'm just considering options and would love some input. I really don't want to push things with AMEX and I really don't need or want 25-30k on a single card. I'd rather have say 15k on each. I'd be happy with that.
Help me plan the fastest/best way to get there.
All suggestions are invited. Thanks.
Thanks for the info. That's good to know. I thought AMEX reset the clock on me. Now I'll decide how much to request. Can I request 3x again? $4200x3=$12600.