@RyVision wrote:
@charyot77 wrote:
@RyVision wrote:I am sure people are much more willing to post their success with the 61x3 request than they are a denial (I think I posted long ago that mine was a no go). Which is ok, between Discover and Freedom I've made over 600 cash back compared to what AMEX BLUE or ZYNC offers. AMEX was even a bit misleading about the "bonus" I got with BLUE as far as I was concerned and I told them so too (23,000 points was only worth 120ish in "statement credit").
Don't get me wrong, I still like my AMEX's for what they do, give great protection and CS with purchase issues etc and retaining my oldest credit age, but other than that, they're not really worth the worry they cause some people. I can tell you for a fact, they have changed a bit, and not for the good, in the last 24 years.
This is why I'm posting my denial stories...because if you look through the threads there are way too more approval stories. You would think that no one is getting denied these days.
I'm fine with the credit that I have for the most part, so this isn't a heartbreaker, I just want something over that $5K line.
And I have little doubt you'll get your wish eventually, maybe even via AMEX 6 or so months from now (for them that is, others could be sooner). If I did (not with AMEX yet that I know of, only 3.5k there) I'm sure you can.
Not to prompt an app spree (even 1 app) but have you considered Discover if you don't already have it?
No I haven't. I only wanted the the $5K limit to help with Visa Signature/World Mastercard approvals in the future. I just applied for a CSP and was shot down, in part for not having enough experience with large limits.
The only thing 2 things I would like to add to my wallet are 1) A good no forex fee card (I have to Cap One cards but the benefits are rather lackluster and 2) A no frills, low APR card for carrying balances.
Since I live abroad, Discover's limited acceptance might not be good for me.
I believe this is the problem you didnt get your increase because you dont use the card and AMEX likes to see usage. Why give an increase when you done use it.
Plus I think you got denied a CSP because you have a 5K credit line, but your reporting balance is too low which shows no or low activity.
I got denied a CLI at 61 days, so I worked on UTI and was approved a CLI at 6 months plus I used my card a lot.
Plus I think you got denied a CSP because you have a 5K credit line, but your reporting balance is too low which shows no or low activity.
I got denied a CLI at 61 days, so I worked on UTI and was approved a CLI at 6 months plus I used my card a lot.
