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So i asked multiple AMEX CSRs and they all mentioned my account opening date is 01/03. I checked my EQUIFAX report and it also shows January 3rd is the account opening date. But when i applied for CLI it declined saying the account is not eligible for CLI as it needs to be opened for at least 60 days. If it was opened on Jan 3rd then 61st day is today.
Have any one else experienced this before? Do I have to wait few more days?
i havent tried for a CLI yet. I'd wait awhile. What's the rush?
Also, do you have a balance on your card ? Maybe that has something to do with it. I will follow this post....
it happened to me but that's because Amex works on MT, so when I waited until the next morning it worked fine when I re-apped for the CLI (online in both cases).
No my card is paid off and has zero balance. I pay this card off right after the charges post. There is no rush as this is not my primary card. I use it only for grocery. But people on this Forum are always certain and talk a lot about 61 day CLI and there is even a definitive 3X CLI post as well. Not all of them are always true.
I will try again tomorrow to see and will update.
Day 61 would be tomorrow, March 5th, if your account opening was January 3rd.
+1 Day 61 would be March 5th.
OP - You may have gotten thrown off since February only has 28 days.
Wishing you the best on the CLI tomorrow.
i thought i calculated correctly even considering February was 28. But may be i was wrong. Will try tomorrow. Thanks
@sghosh5 wrote:i thought i calculated correctly even considering February was 28. But may be i was wrong. Will try tomorrow. Thanks
Don't feel bad. I do this all the time and I work math and analytics problems all day long for work. If you use excel you can always calculate it there. I put the date in one cell, number of days number of days ahead or behind in the cell next to it and then add the two together in the 3rd cell and make sure it's formated for short date. I'm sure there is a way to do it all in one cell but that seems to be a quick and easy way for me to double check myself.
I use this so i can be a bit more precise w/ my dates on CLI request w/ AMEX:
http://www.convertunits.com/dates/
So yea...61days from Jan. 3 would be March 5th....Hope it helps!