Doomkopft wrote:
It would be a big kick in the jaw if we were to accept this preapproval which may cause a domino effect and afterall get declined on preapproval, then credit limit decrease/credit limt chase me down on the blue, then cause a snowball effect to propagate across all accounts and bury the credit score.
This is mind boggling.
I wouldn't accept the offer, but at the same time, AmEx has always been famous for one department not knowing what the others are doing. This was true even before their credit machete started swinging this past fall.
They need to have some sort of gi-normous corporate retreat where the marketing department can huddle up with the risk department and compare lists of who's being loved and who's being hated. Maybe they're trying to do this and scramble up the budget for it, and thus all the CLD's...
