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I recently got the Amex BCE and I used to be a member back in '06 but that account has been closed for a while. I just logged in online and saw they updated my memeber since to 2006. How will this refect on my credit report? Will it backdate all the way back?
@bman86 wrote:I recently got the Amex BCE and I used to be a member back in '06 but that account has been closed for a while. I just logged in online and saw they updated my memeber since to 2006. How will this refect on my credit report? Will it backdate all the way back?
Welcome to the forums!
Yes, it should backdate all the way back. Its when you FIRST became an amex customer. On your credit report, it will show that you've had the account open since 2006. So it definitely is good for your AAoA. Congrats on the BCE!
That is awesome! It will definitely be my oldest active account then. Thanks! I am so excited to back in with amex.
Thank you! Would it be in my best interest to apply for one of their charge cards knowing that it was going to backdate again to '06 to help with my AAoA or is it not worth taking another inquiry? Right now EQ shows my AAoA at 3yr 9mo and CK shows it at 2yr 0mo.
Okay, that makes sense. So you think that would be more benificial in the long run with respect to my credit scores?
Congrats glad it worked out for you Wooo Hooo
Thanks! Couldn't be happier, two accounts backdated to '06! I'm interested to see how my over all credit score is affected after they start reporting.