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AMEX BCE - Initial Credit Line Recon

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Anonymous
Not applicable

Re: AMEX BCE - Initial Credit Line Recon

Is there a good or bad time to pay?  Do you need to wait until the due date or can you pay at any point as long as the charges posted and are not simply pending?

Message 11 of 16
enharu
Super Contributor

Re: AMEX BCE - Initial Credit Line Recon


@Anonymous wrote:

Is there a good or bad time to pay?  Do you need to wait until the due date or can you pay at any point as long as the charges posted and are not simply pending?


The only bad time to pay is when you're late. Other than that don't worry about it.

Lenders can see how much you're using and how much you're paying. Timing isn't really going to affect the overall picture much.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 16
Bsong
Regular Contributor

Re: AMEX BCE - Initial Credit Line Recon

Thanks everyone for all the reply. I was on the line with EO but hung up and decided against it....

 

I will wait the 61 days. Im just happy I got my own amex.

 

 

Message 13 of 16
Petraeus
Contributor

Re: AMEX BCE - Initial Credit Line Recon


@Bsong wrote:

Thanks everyone for all the reply. I was on the line with EO but hung up and decided against it....

 

I will wait the 61 days. Im just happy I got my own amex.

 

 


Good choice. I have a 61 day 3x cli coming up in Aug. Im just giddy thinking about it! Smiley Very Happy

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
Message 14 of 16
Bsong
Regular Contributor

Re: AMEX BCE - Initial Credit Line Recon


@Petraeus wrote:

@Bsong wrote:

Thanks everyone for all the reply. I was on the line with EO but hung up and decided against it....

 

I will wait the 61 days. Im just happy I got my own amex.

 

 


Good choice. I have a 61 day 3x cli coming up in Aug. Im just giddy thinking about it! Smiley Very Happy


Lol. I bet!... Are you counting the days from card activation or approval? 

Message 15 of 16
Petraeus
Contributor

Re: AMEX BCE - Initial Credit Line Recon


@Bsong wrote:

@Petraeus wrote:

@Bsong wrote:

Thanks everyone for all the reply. I was on the line with EO but hung up and decided against it....

 

I will wait the 61 days. Im just happy I got my own amex.

 

 


Good choice. I have a 61 day 3x cli coming up in Aug. Im just giddy thinking about it! Smiley Very Happy


Lol. I bet!... Are you counting the days from card activation or approval? 


Honestly I didnt want to take any chances and called Amex for the date. They gave it gladly with a wink and smile!

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
Message 16 of 16
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