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AMEX BCE Statement Credit Confusion

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Established Member

AMEX BCE Statement Credit Confusion

Hey all,

 

Last month, I was approved for an American Express Blue Cash Every Day card.  It's my first non-secured card (go me!).  Anyway, it advertises $150 statement credit after your first $1k spend in three months.  I've been using it as much as possible and just PIF on my first statement.  A couple of days ago, I hit my $1k on the card.  Tonight I check the app, and I have a $200 statement credit.  I thought WOW, that was fast, and also $200 when it was only supposed to be $150??  I clicked on the credit  and it says it's a credit from Starbucks??  Like I do drink a lot of Starbucks but they certainly don't owe me $200 for anything!  It literally has my local Starbucks address and phone number listed on the transaction.

 

I'm so confused, what the heck is going on here?  Did Starbucks accidentally gift me two hundred bucks?

Message 1 of 13
12 REPLIES 12
Moderator

Re: AMEX BCE Statement Credit Confusion

Starbucks was just the transaction that triggered the bonus! Smiley Wink Don't worry!
Message 2 of 13
Established Member

Re: AMEX BCE Statement Credit Confusion


@Kenny wrote:
Starbucks was just the transaction that triggered the bonus! Smiley Wink Don't worry!

That's what I thought, but chronologically, it shouldn't have! I still had like $50 to go the last time I got Starbucks.  But hey, I'm not gonna complain!  $200 instead of the advertised $150 though?  Do they just like me or something?  Smiley Very Happy

Message 3 of 13
Moderator

Re: AMEX BCE Statement Credit Confusion


@Celiacortez wrote:

@Kenny wrote:
Starbucks was just the transaction that triggered the bonus! Smiley Wink Don't worry!

That's what I thought, but chronologically, it shouldn't have! I still had like $50 to go the last time I got Starbucks.  But hey, I'm not gonna complain!  $200 instead of the advertised $150 though?  Do they just like me or something?  Smiley Very Happy


I'm sure there was a reason, and if not then you're just lucky! Smiley Wink I wouldn't worry one bit.

Message 4 of 13
Established Member

Re: AMEX BCE Statement Credit Confusion


@Kenny wrote:

@Celiacortez wrote:

@Kenny wrote:
Starbucks was just the transaction that triggered the bonus! Smiley Wink Don't worry!

That's what I thought, but chronologically, it shouldn't have! I still had like $50 to go the last time I got Starbucks.  But hey, I'm not gonna complain!  $200 instead of the advertised $150 though?  Do they just like me or something?  Smiley Very Happy


I'm sure there was a reason, and if not then you're just lucky! Smiley Wink I wouldn't worry one bit.


Sounds awesome to me!  Thanks.  Smiley Happy

Message 5 of 13
Community Leader
Senior Contributor

Re: AMEX BCE Statement Credit Confusion

That card frequently offers $200. You must have qualified for it without knowing it.

 

My BCE statement credit matched up to a $2 parking meter charge. When I called AMEX, they said that was standard operating procedure that the credit could come from whatever merchant.

Message 6 of 13
Valued Contributor

Re: AMEX BCE Statement Credit Confusion


@Kenny wrote:
Starbucks was just the transaction that triggered the bonus! Smiley Wink Don't worry!

I never been to Starbucks, but if that were the case and ties to them were causing $200 credits, I'd be customer of the month next month. Smiley LOL

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 7 of 13
Frequent Contributor

Re: AMEX BCE Statement Credit Confusion

lol I saw the same thing with my Cash Magnet. I was like "Why is there a $150 credit from Adafruit Industries?" I was just as confused as you were, Celia.

 

I never thought about that being the transaction that triggered it. Interesting, thanks for clearing that up Kenny!

Message 8 of 13
Community Leader
Valued Contributor

Re: AMEX BCE Statement Credit Confusion

I had this same experience LOL. It said Walmart for me. Starbucks didn’t give you anything. It was just that particular transaction that put you over the threshold. Congrats!
Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 9 of 13
Established Member

Re: AMEX BCE Statement Credit Confusion

I'm glad I'm not the only one that was a little confused.  Smiley LOL

Message 10 of 13
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