AMEX BCE...

[webhopper]

The maxed citi card is a red flag, you should pay it down before applying, for the best chance of getting what you want.

Also, I agree with bs6054, you could be at 10k in less than a year, so why are you so stuck on at least a 3.5k limit.

I see a lot of approvals for 2k. I also see a lot of denials for high utilization...its a balancing act for sure!

[Jayb5635]

Doesn't matter if its a low cl. Soft pull to triple your cl in 61 days, then once again every 6 months. I'm not sweating 1k at approval. Why ??? It'll become 3k in 61 days, then 9k in 6 months. Point is once your in, you'll get past 10k eventually.

[zeusta20]

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@bs6054 wrote:

And what is the alternative?  Asking for CLI's on existing cards.

Even if the 61 day doesn't get you 10K, another after 6 more months should, so why not apply and see what you get?

Also, why is 10K so critical?  Is this for a definite need or for self-image!

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I guess I could do that too. And me having 10k isn't for self-image...its a goal of mine. Kinda like weight...you wanna be a certain weight loss goal, and you do whatever you can to reach that. Similar thing here. I can care less about what others think. I just have it as a goal that i'm trying to reach. I feel like it would help me get to my Fico score goal which is above 750

[zeusta20]

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@webhopper wrote:
The maxed citi card is a red flag, you should pay it down before applying, for the best chance of getting what you want.

Also, I agree with bs6054, you could be at 10k in less than a year, so why are you so stuck on at least a 3.5k limit.

I see a lot of approvals for 2k. I also see a lot of denials for high utilization...its a balancing act for sure!

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right...which is why I decided to ask other for feedback to see if anybody had similar profiles and what their results were. I know its going to be a case by case basis, but at least it gives me an idea.

[youngandcreditwrthy]

I think you should go for it.
I had a nearly maxxed out (4500/5000)Freedom and nearly maxed out Trav Amex(5000/6500)

And I got a $3.5k lim and the 3xcli!
Maybe pay Citi below $4k. If you have $400-500 to pay it down...

Im thinking you have an 80% shot! If denied, it's a sp SINCE you have Amex Green :-)

[youngandcreditwrthy]

Overall util is what matters in this case is my point lol

[pastnow123]

it's not as difficult as you think. I got my AMX costco w/ CL of 2k. increased to 6k in 2 month and 18k in 8 month. As long as you manage ur cc properly, AMX is pretty generous toward granting cl