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I was initially was approved for $3k around 7/11/12, so I just passed the 61 days waiting period. I'm in the Garden, but heard that requesting a CLI from AMEX will only result on soft-pull, so, I went for it and requested 3x my initial credit limit and was approved for $9k. Whoohoo! Now to keep gardening!
In case anyone else is looking to do this online, here's how I requested the credit limit increase:
Americanexpress.com > Login to account > More Account Options (found at bottom of left sidebar) > Increase Line of Credit (under Account Management section).
Monthly Spend: Must spend >$1,000 in 3 months to get bonus points.
Including Annual Fee ($75) first month spend $274.90, second month spend $791.36, third month currently $325.30.
[edited to include monthly spend in case people don't read the whole thread]
@DesertLife wrote:I was initially was approved for $3k around 7/11/12, so I just passed the 61 days waiting period. I'm in the Garden, but heard that requesting a CLI from AMEX will only result on soft-pull, so, I went for it and requested 3x my initial credit limit and was approved for $9k. Whoohoo! Now to keep gardening!
In case anyone else is looking to do this online, here's how I requested the credit limit increase:
Americanexpress.com > Login to account > More Account Options (found at bottom of left sidebar) > Increase Line of Credit (under Account Management section).
CONGRATS!!
Very nice!!
Very niiiiccee! Congrats!
Thanks! I've been working hard to build my credit up over the years and having this site to be a guide in that process is really helpful. It's great to know that after a certain number of days one can request a CLI, and what amount is recommended. It's great.
So, what's the next step after the first 60 day CLI for AMEX? Is it 6 months from date of CLI? And, for what amount, 3x again? This really helps with decreasing my utilization so I don't have to worry about it reporting if I spend $900 on the card in one month (which is not hard to do), before I PIF by the due date.
You got to like that 3x CLI for sure!
Congrats!
Congrats! Hope to have the BCP by January.
@rtw wrote:Congrats! Hope to have the BCP by January.
+1, im hoping to do the same. With any luck, maybe we will both have it by January
@rtw wrote:Congrats! Hope to have the BCP by January.
Sometime next year for me, maybe March.