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AMEX Backdating CC w/ Prepaid Card?

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Anonymous
Not applicable

AMEX Backdating CC w/ Prepaid Card?

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 

Message 1 of 11
10 REPLIES 10
addicted_to_credit
Established Contributor

Re: AMEX Backdating CC w/ Prepaid Card?

Based on what I have read i would strongly doubt it but as they say YMMV


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Message 2 of 11
Anonymous
Not applicable

Re: AMEX Backdating CC w/ Prepaid Card?

Who at AMEX coul I call to find out?

 

I doubt it as well. I just want to find out for sure.

Message 3 of 11
Walt_K
Senior Contributor

Re: AMEX Backdating CC w/ Prepaid Card?

I would just call them and ask if getting a prepaid card establishes a member since date.  If it does, that probably answers your question re backdating. 


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Message 4 of 11
Uborrow-Upay
Valued Contributor

Re: AMEX Backdating CC w/ Prepaid Card?

 


@Anonymous wrote:

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 


johnecove, I don't think that's going to happen.  I think that the member date probably ties into an agreement to pay an annual fee, even if the first year is waived. 

 

I'm not familiar with the AMEX reloadable cards, but they probably don't have an annual fee...so, no "membership" is involved.

 

IMO, SOL on that one.

Message 5 of 11
Anonymous
Not applicable

Re: AMEX Backdating CC w/ Prepaid Card?

lol I'm just trying to find an "in" with AMEX once I'm done gardening so I won't take much of a ding with the AAOA.

 

I guess I'll just have my brother app for one of the cards since he's got good credit.

 

I will call and ask them my question though Smiley Wink

Message 6 of 11
DI
Super Contributor

Re: AMEX Backdating CC w/ Prepaid Card?

 


@Anonymous wrote:

I know it's a stretch.... a big one at that...

 

What if I were to get an AMEX prepaid reloadable card....

 

would that build a history with AMEX and allow for backdating in the future?

 

 


Does your prepaid card have a member since date on it?  I personally do not think its impossible.   Smiley Wink

Message 7 of 11
Uborrow-Upay
Valued Contributor

Re: AMEX Backdating CC w/ Prepaid Card?


DI wrote: Does your prepaid card have a member since date on it?  I personally do not think its impossible.   Smiley Wink

DI, just so I completely understand...you personally think it is possible...yes?

 

 

Message 8 of 11
Anonymous
Not applicable

Re: AMEX Backdating CC w/ Prepaid Card?

forgot to update you guys, it is a definite no.

Message 9 of 11
thrasher865
Valued Contributor

Re: AMEX Backdating CC w/ Prepaid Card?

That's what I would have assumed.  Are you talking about a reloadable gift card?  Like you would purchase at a supermarket?  They don't even have your information in their system for you to get one of those.

 

Definitely no way on that one.


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Message 10 of 11
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