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AMEX CC Pre-Approval??

Established Contributor

AMEX CC Pre-Approval??

So someone on the board mentioned that Amex has a pre-approval site now.  (Maybe they had it for a while but I never knew about it Smiley Happy) I checked the site and they say I am preapproved for the Amex Platinum, 100,000 points after $5k in purchases in 1st 3 months, Everyday Card and the Blue Cash Everday w/$200 cash back with 17.99% rate.  Yet I checked the site a couple days ago, no Platinum was offered but I was offered I think was the Blue Cash w/$250 cash back and a 13.99% rate.  Do their offers change within a couple days?

 

I assume this is legit since they proovide an exact interest rate.  Anyone else try this and get approved?

 

Thanks in advance.

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 1 of 14
13 REPLIES
Senior Contributor

Re: AMEX CC Pre-Approval??

It's legit and they do change offers from time to time.

 

That 100K Amex offer is awesome!  I only see 60K and not even preapproved.  If you can utilize the Platinum card to offset the heavy fee, do it!

Message 2 of 14
Frequent Contributor

Re: AMEX CC Pre-Approval??

Many of us wish we had the 100k MR offer. I'd definitely pull the trigger if the offer comes up again Smiley Happy 







Message 3 of 14
Established Contributor

Re: AMEX CC Pre-Approval??


 


I checked the site and they say I am preapproved for the Amex Platinum, 100,000 points after $5k in purchases in 1st 3 months, Everyday Card and the Blue Cash Everday w/$200 cash back with 17.99% rate.  Yet I checked the site a couple days ago, no Platinum was offered but I was offered I think was the Blue Cash w/$250 cash back and a 13.99% rate.  Do their offers change within a couple days?

The difference may be that they offered you the ED previously and the EDP recently since you mention the two different cash back offers? Just a guess. Either way, I would App for both to save a hard pull and get one awesome charge account and another great revolver in one session. Good luck.


June 2018 - EX 755 | EQ 778 | TU 756
Message 4 of 14
Valued Contributor

Re: AMEX CC Pre-Approval??

The 100K offer is awesome. Do it!
Message 5 of 14
Community Leader
Valued Contributor

Re: AMEX CC Pre-Approval??

Great offer! How’s the jag holding up? 

AMEX PLATINUM, DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l NORDSTROM I WAYFAIR I
Message 6 of 14
Valued Contributor

Re: AMEX CC Pre-Approval??

I want that 100K offer!


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8
Message 7 of 14
Super Contributor

Re: AMEX CC Pre-Approval??


4theLoveofPoints wrote:
I want that 100K offer!

Look on cardmatch maybe it is there waiting for you lol



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 14
Established Contributor

Re: AMEX CC Pre-Approval??

Thank you to all that responded. I am not traveling for work at this time so may need to wait to justify the Platinum annual fee. Will need to need to do some more research and give it some thought.

Thanks again!
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 9 of 14
Established Contributor

Re: AMEX CC Pre-Approval??

Thanks - what is “cardmatch”?
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 10 of 14