FretlessMayhem wrote:
@Anonymous wrote:So again after arguing a bit more, he slipped and said that because of the credit report review and my Countrywide loan, it was in AMEX's best business interests to tighten my credit. He said I could send them my most recent Experian report and they might reconsider.
Hi califman, welcome to the forums!
A Countrywide mortgage is known to be a trigger for AA from Amex. At least the CSR was nice enough to eventually be honest. Sorry to hear about your CLDs.
I'm still furious about this Countrywide thing.
When we refi'd seven or something years ago, it was with a different company, but it was sold to Countrywide within a month. When I called AmEx to ask them to note that we didn't go through CW, and it was a perfectly respectable mortgage, I was blandly told that they would be able to see from our reports that the mortgage had been transferred. Well, no, they can't, because it happened so quickly.
I just have a Gold Preferred Rewards card, and it's fine, but this irks the fire out of me, that they would make an assumption that we have a sub-prime loan, and that we are somehow less credit-worthy!
