AMEX CLI Decline question

PointsBonus · ‎11-10-2018

Question,

I have 3 CC with AMEX, if 1 of the card was Declined for a CLI, can I apply for the other 3 ? or do I need to wait another 60 Days( or is it 90 days after decline ?) and ask for a CLI on the other card ?

Thank You

AverageJoesCredit · ‎11-10-2018

I believe 90 days after decline. Ive done the same, lol, still trying to find that 180 day approved window haha, and after 1 decline, tried my other 2 but same result which leads me to believe its more a hard 90 day than just on any given card.

Anonymous · ‎11-10-2018

All your Amex cards are treated as one account relating to CLIs therefore timeline applies to all cards, you must wait 91 days after a denial (based on profile), a denial based on asking too early does not reset the timeline.

PointsBonus · ‎11-10-2018

They were alll past their 60 days CLI.

So to clarify, since I got a CLI decline on my Hilton aspire, I do need to wait 90 days and I can ONLY pick one cars for a CLI.

Anonymous · ‎11-10-2018

@PointsBonus wrote:
They were alll past their 60 days CLI.

So to clarify, since I got a CLI decline on my Hilton aspire, I do need to wait 90 days and I can ONLY pick one cars for a CLI.

Affirmative, and if you get an approval next time, you will need to wait 181 days till your next request. Read through the first and the last 10 pages of this thread.