AMEX CLI Question Regarding FR, proof of income, tax records?

[avv7c0]

I just was approved a few weeks ago for a CLI from $19,000 to $30,000. No FR.

[Creditaddict]

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@bada_bing wrote:

I have a $25k limit on my BCP and never was asked for tax records or

proof of income. I've been considering if there is any advantage for me to

CLI for $50k. I have a $50k limit on my BoA visa. If asked, I wouldn't have a

problem signing a 4506 for a cli. I've never been asked for a 4506 for a

CC account but I've filled them out multiple times for mortgages and

lines of credit. The form is transparent to your credit reports and a 

total non-issue if your taxes support what you stated for income.

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if you don't mind sharing the docs then I would request $75k and take counter if any... but considering your credit report already supports lines higher like that you very well probably won't have any issues!

[TG76]

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@robbulous wrote:

Hello all!

My question has to do with the supposed 25k cap that an AMEX card can hit before they require proof of income/tax records, etc.

If I CLI to 25k will I trigger the request for proof of income? Should I only request up to $24,999? Can anyone verify this?

It's not a huge deal but I'd rather not have to deal with any of that stuff.

Thanks in advance.

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I have a BCP with 18,000 and a Hilton Hhonors Surpass with 30,000 CL and I have never been asked to provide any Tax or income verification. IMHO nobody really knows exactly when or why that's triggered,  so I wouldn't worry about it if I were you.  Just my 2 cents.