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AMEX CLI advice

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CredittotheMax
Frequent Contributor

AMEX CLI advice

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 1 of 11
10 REPLIES 10
LS2982
Mega Contributor

Re: AMEX CLI advice


@CredittotheMax wrote:

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?


Wait until the 7th then go for it!!! Good luck!!! Smiley Happy




EQ FICO 548 3/3/16
Message 2 of 11
youngandcreditwrthy
Senior Contributor

Re: AMEX CLI advice

Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 11
Revelate
Moderator Emeritus

Re: AMEX CLI advice


@youngandcreditwrthy wrote:
Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳

Nah, the Green card is his other Amex, apparently has two by description.

 

OP: That's basically what I did when it came to my own 3X CLI and I also waited past the statement close as LS suggests.    Good luck!




        
Message 4 of 11
somnipotent
Frequent Contributor

Re: AMEX CLI advice

Pull the trigger after statement closes for extra measure.  I see a 6k BCE in your future Smiley Happy


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 5 of 11
CredittotheMax
Frequent Contributor

Re: AMEX CLI advice

Thanks guys, I think I'm gonna wait a few days after statment closes so it reports first. 

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 6 of 11
creditjail
Regular Contributor

Re: AMEX CLI advice

Good Luck

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 7 of 11
indiolatino61
Valued Contributor

Re: AMEX CLI advice


@CredittotheMax wrote:

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?


There is no "rule" that you have to ask for the 3x CLI precisely on the 61st day...Smiley LOL! I would wait until all my ducks are in a row for the best chances.

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 8 of 11
youngandcreditwrthy
Senior Contributor

Re: AMEX CLI advice

Oh!! Goood luck! You can doooooo it!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 11
LS2982
Mega Contributor

Re: AMEX CLI advice


@youngandcreditwrthy wrote:
Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳

ficoamex1.png

 




EQ FICO 548 3/3/16
Message 10 of 11
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