cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX CLI advice

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

AMEX CLI advice

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 1 of 11
10 REPLIES 10
Mega Contributor

Re: AMEX CLI advice


@CredittotheMax wrote:

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?


Wait until the 7th then go for it!!! Good luck!!! Smiley Happy




EQ FICO 548 3/3/16
Message 2 of 11
Senior Contributor

Re: AMEX CLI advice

Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 11
Moderator Emeritus

Re: AMEX CLI advice


@youngandcreditwrthy wrote:
Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳

Nah, the Green card is his other Amex, apparently has two by description.

 

OP: That's basically what I did when it came to my own 3X CLI and I also waited past the statement close as LS suggests.    Good luck!




        
Message 4 of 11
Frequent Contributor

Re: AMEX CLI advice

Pull the trigger after statement closes for extra measure.  I see a 6k BCE in your future Smiley Happy


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 5 of 11
Frequent Contributor

Re: AMEX CLI advice

Thanks guys, I think I'm gonna wait a few days after statment closes so it reports first. 

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 6 of 11
Regular Contributor

Re: AMEX CLI advice

Good Luck

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 7 of 11
Valued Contributor

Re: AMEX CLI advice


@CredittotheMax wrote:

Ok, so May 5th is my 61 day mark, but my statement closes on the 6th. I have paid my balance down to zero and my green card has a $30 dollar balance. My question is should I go ahead and apply for the 3xCLI on the 5th or should I wait a couple days after the statement closed so it gets reported first?


There is no "rule" that you have to ask for the 3x CLI precisely on the 61st day...Smiley LOL! I would wait until all my ducks are in a row for the best chances.

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 8 of 11
Senior Contributor

Re: AMEX CLI advice

Oh!! Goood luck! You can doooooo it!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 11
Mega Contributor

Re: AMEX CLI advice


@youngandcreditwrthy wrote:
Are you requesting a cli on a Green card?
That can't get a cli; it's a charge card haha 😳

ficoamex1.png

 




EQ FICO 548 3/3/16
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.