Hi all, is been a while. Hope everyone is doing well :-)
Question: What's the advantage and disadvantage of keeping both cards?
I know the main reason would be annual
Domestic/International certificate with the Reserve and domestic only with the Platinum.
Edit: 8/1/2019 Sorry for the above. I meant the First Class/Main cabin option.
I had my share of a nice bottle of pinot noir tonight, but I don't see any mention of an international companion ticket for Delta Reserve. Reserve adds the option for domestic First or domestic Comfort+. Delta Platinum's companion certificate is just for the Main Cabin.
I have a cousin who lives in Hawaii who can actually get pretty good value from her Reserve, since she can use the certificate to fly to LAX. It's also reasonable if you take transcontinental flights or live in AK/USVI/PR.
But if you live in MN, you may quite possibly be flying on an older plane where First doesn't really mean much and you're not in the air for very long.
OP's Schwab Platinum gives the same no-free-guests SkyClub access as Reserve.
Reserve has up to first class, 48-states, unless, as noted, you live in AK, HI, or USVI, and ply from there.
With a regular AMEX Platinum, the lounge access becomes duplicated.
The Delta Reserve is supposed to give you an edge if in line for an upgrade, when compared to the others in the same Medallion status in the upgrade queue.
Basic checked bag fee and other factors on the Delta cards are the same.
Holding both D Reserve and D Plat can be part of a strategy where you spend $30k plus $25k to get the bonus MQM of 15,000 MQM plus 10,000 MQM on a Medallion Status chase. You can do that twice in a year, spend a total of $110,000 to get 50,000 extra MQM and work toward Platinum Delta Medallion status. ( plus a bonus 50,000 SkyMiles ) But that alone cannot get you Delta Diamond anymore, unless you spend $250k on the Delta cards all together.
Your siggy shows AMEX Platinum, Delta Platinum, and Delta Gold, among other cards. What is the interest in Delta Reserve? The Delta Gold doesn’t provide any benefit you don’t already have with Delta Platinum, so that $95 is straight up cost right now. Unless you snag an upgrade bonus offer.
I know the main reason would be annual Domestic/International certificate with the Reserve and domestic only with the Platinum.
Edit: I just read the other replies. I was just surprised by this statement.
I'm very sorry for the confussion I caused on this. I was so distracted with the freaking Fed's rate and was watching my stocks as i was typing lol.
Here are the details:
1. I grabbed the Delta Gold Business solely for the bonus to increase my Skymiles. Correct me if i'm wrong, but the CSR said that after a year with this card, i can transfer my $10k credit line to another one of my cards. That's the plan, hopefully i can do this after the year, already got the miles.
2. I grabbed the Delta Platinum last year for the annual certificate. We always fly delta domestic and international (Europe) with the exception of Hawaii (Alaska) and Las Vegas (Spirit Airlines when i dont use skymiles). I live in San Diego and Delta is our main.
3. I grabbed the Delta Reserve just to collect more Skymiles (spending has been met).
4. I will never ever get rid of the AMEX Platinum, as we all know is the best for lounges which we actually use.
I know is not good for our credit to close card, specially immediately after opening one. That is why i was asking if i should closeo the Delta Reserve or the Delta Platinum.
I went to a wedding with the fam last month to Wisconsin, and it was very nice to fly first class (out of pocket). I think it would be nice to have that certificate where i can buy a first class ticket and get a second for free. My wife has the Delta Platinum, so it is ALSO good that we have 2 certificates/year (her card and mine). The fees suck!
Most times the first class seats are full, so i guess it would be wise to move my credit line to the Delta Platinum and close the Reserve? but, LOVED it when i flew first class.......
i buy a least 2 to 3 months in advance for main/confort...but i was trying a few days before for first and were all gone.
I guess if i keep the Reserve, i'll have to do the same and book 2 to 3 months. I always know of travel that much ahead of time.
I think it would be nice to have that certificate where i can buy a first class ticket and get a second for free.
LOVED it when i flew first class.......
I think you might have answered your own question here. For both the Delta Platinum and Reserve the value is really the companion pass and whether you can use it for a ticket that is worth more than the AF.
You can have both and still make out ahead if you use the companion passes even if there are overlapping perks from them or other cards (free checked bags/SkyClub access). I would keep your Reserve and have your wife keep her Platinum if you can use both of the companion passes (or even keep your Platinum, too, if you can use all 3 companion passes =D). I'd close out all your other Delta cards after they've been open for 12 months before second AF hits.