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@bugg03 wrote:
That's what a charge card is for IMHO. But paying bills with a credit card can also be seen as a sign of financial trouble, so how do find out if everything is above board? A FR.
@Anonymous wrote:
Does anyone have an opinion on this? I received my Delta Amex and registered for their online services and everything but the annual fee ($55) is not listed on my balance. Even it it was listed I am not allowed to make a payment until the first statement cuts.
So does anyone think I should snail mail them the $55 so that when my first statement cuts it will be a $0 balance (instead of a $55 balance)? Can I do that? Or should I even worry about it? Thanks.
Oh, and it is a pretty card by the way...heh heh heh
@Anonymous wrote:
@bugg03 wrote:That's what a charge card is for IMHO. But paying bills with a credit card can also be seen as a sign of financial trouble, so how do find out if everything is above board? A FR.I firmly believe that FR has nothing to do with whether you use your card to pay bills. They actually encourage you to do so.
bugg03 wrote:That's what a charge card is for IMHO. But paying bills with a credit card can also be seen as a sign of financial trouble, so how do find out if everything is above board? A FR.
@haulingthescoreup wrote:
@Anonymous wrote:
Does anyone have an opinion on this? I received my Delta Amex and registered for their online services and everything but the annual fee ($55) is not listed on my balance. Even it it was listed I am not allowed to make a payment until the first statement cuts.
So does anyone think I should snail mail them the $55 so that when my first statement cuts it will be a $0 balance (instead of a $55 balance)? Can I do that? Or should I even worry about it? Thanks.
Oh, and it is a pretty card by the way...heh heh heh
Jubeyy, leaving aside the question of the fee (hope you found that out), you can't pay on the AmEx site until the first statement posts. (This happens with other CCC's too, like BofA.)
You can snail mail, but what I did in this situation is pay from my online checking site and push the money into AmEx. I did call and find out what my statement date is (the 18th, every month), so I stopped using the card around the 10th and made a payment from my bank site into AmEx on the 13th. Unlike some other sites, they did credit it right away, so I was able to have $0 report on the first statement. Once that statement posted, I've been able to pay on the AmEx site. Hope that helps.