AMEX Green Approved !!! Quick Question

[Catherine_Credit]

Hi All,

I just applied AMEX Green and got approved a few moment ago. So the next card I wanted is AMEX SPG, how long should I keep the card before my next applied?? 

[drkaje]

Why didn't you apply for the SPG?

[daybreakgonesXe]

At the very least 6 months to reflect positive payment history

[chnceit]

+1

Congrats and treat them well!

[Catherine_Credit]

The reason is that I read revolver are harder to get, and the spending 5k within 6 month. My husband just got the CSP, and CPC with $4k spending in 3 month. So I wanted to meet the minimum for these first before SPG. BTW, does AMEX do product change after 6 month to revolver?

[bichonmom]

If you just apped today and were approved, then you may as well give the spg a shot today. You have nothing to lose. you will only have the one HP, even for 2 cards - as long as you app on the same day. If you don't get spg, then wait until your credit history is better and app. 

I got zync and Costco on the same day. It's smart to app for the charge first since they are easier and if you are denied, you have to wait 30 days to submit another app for any Amex product. 

Eta: you can't pc a charge to a revolver. You can only pc within the same category.

[Walt_K]

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@Catherine_Credit wrote:

The reason is that I read revolver are harder to get, and the spending 5k within 6 month. My husband just got the CSP, and CPC with $4k spending in 3 month. So I wanted to meet the minimum for these first before SPG. BTW, does AMEX do product change after 6 month to revolver?

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No.  You can only do a PC from charge product to charge product, or revolver to revolver.

[Catherine_Credit]

For real?? its only 1 hard pull for 2 same day application??

[bichonmom]

Well, ymmv, but almost always.

[Catherine_Credit]

I just send in a app for SPG, it says need 14 days for review. Guess I'll find out in few days.

Thanks All