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I just wanted to see everyone's opinions if any of these are truly worth it.
Or what you have to spend just to make them worth it.
I am preapproved for all 3.
Thanks!
TU as of today from Discover is 683
The value of Platinum depends largely on how often you fly and whether you can use the airport lounges and other perks. Marriott and Hilton Gold don't mean much, at least at most domestic properties.
What is your home airport? Any favored airline? How often do you fly? Do you fly alone or with a companion?
Green is generally unimpressive. There are rumors it may be improved, but I'm not aware of anything concrete.
The value of Gold depends on how much you spend on the bonus categories, whether you can use the credits, and how you value MRs. If you were able to give a good answer to how you value MRs, though, you probably wouldn't need to start this thread.
I agree with CB.
Green - meh. Hopefully something comes out of the reset talk.
Platinum - How much do you travel?
Gold - maybe the one worth starting out IF you spend enough to offset that 250 AF (and aren't a heavy traveler abole to take advantage of the Plat benefits and offset that 550AF).
Really all depends on your situation and spending habits.
Until it gets refreshed, I think the Green is almost useless. The Gold is loved by many, many people and seems to be a good value assuming you eat out and grocery shop a bit. At the end of the day, you just have to look at the rewards structure of each card and decide what would be most useful to you once the AF has been accounted for. Good luck! Hopefully we’ll be seeing you in the Approval board!
Platinum doesn’t make sense for most people. Only if you fly a lot.
Gold is a great card if youre a human being. (4x points for restaurants and grocery stores)
Green is a charming card for someone who just wants a charge card and doesn’t care about benefits. This card is also good for people who are bad with credit cards because it forces you to pay your balance every month.