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AMEX Pre Qual

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New Contributor

AMEX Pre Qual

Not sure how to square the results with expectations on this one.

 

AE was IIB in 2009, Plat and AE Blue were the unfortunate victims, so todays pre qual results were surprising.

 

BK still showing for another 60 days, 3 hrs 10 mins, but whos counting.  Anywho...

 

Pre Qualed:  Platinum, AE Blue EveryDay, AE Cash Magnet

 

I figured the Plat with its 550 AF was just away to scratch a little back from 2009.

Do you think these would actually make it thru UW or would the blacklist throw the denial flag?






6 REPLIES 6
Valued Contributor

Re: AMEX Pre Qual


@HighCountry wrote:

Not sure how to square the results with expectations on this one.

 

AE was IIB in 2009, Plat and AE Blue were the unfortunate victims, so todays pre qual results were surprising.

 

BK still showing for another 60 days, 3 hrs 10 mins, but whos counting.  Anywho...

 

Pre Qualed:  Platinum, AE EveryDay, AE Cash

 

I figured the Plat with its 550 AF was just away to scratch a little back from 2009.

Do you think these would actually make it thru UW or would the blacklist throw the denial flag?


That is valid!  15 days, 3 hours, 50 min here.....but yeah who's counting...

Did it give you a single APR?

Message 2 of 7
Community Leader
Super Contributor

Re: AMEX Pre Qual

I would plan to app for what you want from AMEX if you think you're ready to get back in with them. Worst case if you're blacklisted they won't pull your credit so no harm no foul.

Message 3 of 7
Super Contributor

Re: AMEX Pre Qual

The prequal just looks at basic info to kick back offers. It won't be until you app before it gets checked against the blacklist. You have to be at least 5 yrs 1 mos from discharge to even have a shot, but depending on how much you burned them for, you could be waiting another 10 years before they even think of letting you back in, if ever.








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Message 4 of 7
New Contributor

Re: AMEX Pre Qual

Nope, range

 

"0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 15.24% to 26.24%."

 

Given AE's long memory I expected to see no offers at all.






Message 5 of 7
New Contributor

Re: AMEX Pre Qual

BA took it square in the sack, but AE just got grazed for about 1200 plat & 3200 Blue...

 

But before 2009 they loved me long time.






Message 6 of 7
Valued Contributor

Re: AMEX Pre Qual

The Amex pre-quals are an affirmation that you're battling back but I wouldn't get too high on them.  There's no way to know for sure until you apply, but thankfully there's no hard pull if blacklisted.





Message 7 of 7
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