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AMEX Pre-Qualification Reliability

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Anonymous
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Re: AMEX Pre-Qualification Reliability

From a prequalification offer, I had the same interest rate as the original poster with a credit limit that matched my highest existing card limit.

Message 11 of 13
Anonymous
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Re: AMEX Pre-Qualification Reliability

Good to know! Sounds pretty solid and I'll app come July when my oldest hits 12 mo and my credit steps kicks in on my Cap1.

 

I have 3 INQ on EX, which isn't amazing, but not terrible.

 

Separate question that may merit a separate post...but has anyone apped for a charge then revolver same day and NOT get a combined 1 INQ? I am not sure if I want two inquries, if I am only expecting one.

Message 12 of 13
Anonymous
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Re: AMEX Pre-Qualification Reliability

I did the prequal app a couple of weeks ago, and it returned with 2 cards (don't remember what they were). I just picked the first one and applied...got denied. P$&@?! me off for wasting my time, and wasting a hard pull. My scores are mid 600's. 

Message 13 of 13
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