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I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit ... am happy I finally got my foot in the door after three tries in 6 months... i applied two months ago!!!! Now, would I ever get the hard limit removed??? I really don't wanna get stuck with another $500 limit card (but it is AMEX after all)..... what are the chances of me getting approve for their revolver????? am super happy cause this means my credit is getting a lot better....
@kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit ... am happy I finally got my foot in the door after three tries in 6 months... i applied two months ago!!!! Now, would I ever get the hard limit removed??? I really don't wanna get stuck with another $500 limit card (but it is AMEX after all)..... what are the chances of me getting approve for their revolver????? am super happy cause this means my credit is getting a lot better....
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limit and wasn't approved for the NPSL.
@j_casteel wrote:
@kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit ... am happy I finally got my foot in the door after three tries in 6 months... i applied two months ago!!!! Now, would I ever get the hard limit removed??? I really don't wanna get stuck with another $500 limit card (but it is AMEX after all)..... what are the chances of me getting approve for their revolver????? am super happy cause this means my credit is getting a lot better....
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limi and weren't approved for the NPSL.
A revolver in the future in I meant??? would I stand a chance, let's say in 6 months?
I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky.
Enjoy your amex membership, I can't wait till I app for the zync.
Use your Zync responsibly and shoot for a revolver in January. Let inquiries age, show good usage and payment, and work on any issues on your reports that may have hurt you that caused a hard limit to be placed.
@kobe2012 wrote:
@j_casteel wrote:
@kobe2012 wrote:I did something bad today and stepped out of the garden.... i applied for Zync and only got $500 preset limit ... am happy I finally got my foot in the door after three tries in 6 months... i applied two months ago!!!! Now, would I ever get the hard limit removed??? I really don't wanna get stuck with another $500 limit card (but it is AMEX after all)..... what are the chances of me getting approve for their revolver????? am super happy cause this means my credit is getting a lot better....
congrats on the card....the hard limit will not ever be removed. Doubtful that you could get a revolver since you were counter-offered with the hard limi and weren't approved for the NPSL.
A revolver in the future in I meant??? would I stand a chance, let's say in 6 months?
possibly, some say that having the Zync or being "in" with AMEX for 6-12 months helps out and others say it doesn't make a difference. I don't think it hurts your chances!
@jsucool76 wrote:I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky.
Enjoy your amex membership, I can't wait till I app for the zync.
Don't worry about that. Garden it,, improve your score then apply for the Amex you want and enjoy their backdating!
Its an amex!!! Who cares if its 500 bucks... That is gonna look so sexy in your purse lol sorry getting carried away. You and i almost have similar scores do u mind me askig whts your income lookin like when you applied? Any collections etc
@jsucool76 wrote:I think I've heard of 2 or 3 people getting the hard limit removed, as opposed to tens if not a hundred counts of people having no luck getting it removed. After building up a history, it's worth trying for, but I wouldn't bet on it happening. Their policy on this might change in the future though and you may just get lucky.
Enjoy your amex membership, I can't wait till I app for the zync.
lol, I wanna be the 4th person to get the hard limit removed !!!.... I'm so bad I just couldn't wait til december... but I'd probably just use it to pay my cell phone bill... to be on the safe side.... my first prime!!!!!!!!!! i'll treat it like a newborn..
Congrats! You're in with Amex.