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Backdating means future AmEx cards you obtain will have this year and the month you apply for the card as an open date.
No it would be 03/12, It backdates to whatever month you apply during, to the year of your original amex card. That is why many people suggest applying during January because you get the whole year basically.
@kobe2012 wrote:
So if i apply on march of 2013, the backdate for that card would be 01/2012???? Not 09/2012?
no if you apply in 3/13 it will read as opened 3/12 and your original card will still read 9/12
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Oh, thats awesome! That would help with my AAoA if i try on january... That would also be a soft pull right? And hard pull if approved??? ( on charge cards or revolvers)
@kobe2012 wrote:Oh, thats awesome! That would help with my AAoA if i try on january... That would also be a soft pull right? And hard pull if approved??? ( on charge cards or revolvers)
yes thats correct.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |