AMEX Zync PC Options

[cabronsaim]

I just PC my Amex gold to PRG, i did it online, i will not be getting the 25k promo because its a PC, thats only valid with a new separate app.
Im still happy tough, i use my card a lot on gas and i certainly plan on running 30k+, so that will bonus me an extra 15k miles next year, effectively making up for the AF

[phillyguy12]

i haven't heard anything about the rewards being removed ,but they did disc the packs and issued refunds for any packs you had, i had the connect and saw the refund earlier this week.  i am in no hurry to PC either since all the other charge cards AF start @95. Overall i been disappointed by AMX because they did away w/ the MR mall now its just point per dollar. i will wait till im forced to change or hike up the AF on zync but its def. going to see alot less use  now. i am only keeping it with the hopes of PC to BCE and get backdating next year sometime after all but 1 of my negs will be gone

[Scene]

Are they discontinuing the Zync entirely? I noticed it is not even offered on the website anymore.

[Alcibiades]

I attempted to close my Zync today, but was given a retention offer of $20 or 3,000 MR points. I took the MR points. The MR points are worth at least $0.01 per point, so I gain $5 above the annual fee. Plus, the CSR maintains that Zync spending will still get 1 MR point per dollar. I think I will just keep my recurring expenses (cable, cell phone, newspapers, etc) on my Zync card and sockdrawer it. I will bring it out during Small Business Saturday to get the credits offered there. No plans on trying to do a PC given I have a Platinum already and I don't want to pay a fee for the PRG this year. 

[LS2982]

---

@Scene wrote:

Are they discontinuing the Zync entirely? I noticed it is not even offered on the website anymore.

---

AFAIK you can't apply for it but I think they are slowly phasing it out....possibly by end of the year/beggining of '14 making cardholders PC.

[Open123]

---

Alcibiades wrotelus, the CSR maintains that Zync spending will still get 1 MR point per dollar. 

---

So long as it keeps earning MR points, I'd keep the Zync and not upgrade until I've accrued enough MRE points where I can book a nice flight through the MR program.  

In the future, the way to go is Senior Member Green for $35 + Blue.

[lazylane]

I saw this on twitter:

[gijoe4500]

Different people have gotten different responses from the AskAmex twitter account.  It varies just as much as the telephone CSR answers.

[LS2982]

---

@lazylane wrote:

I saw this on twitter:

---

I would just say call in at the beginning of the month. These people cant seem to get a solid date set.

[p-]

Can normal membership points be used for everyday charges like the MR Express points?

My wife is using the Unicorn card for reimburseable gas expenses right now.  I am running the numbers on whether or not I should PC to something else.

I really like having a charge card that doesn't impact utilization.  We make enough that a few dollars in rewards is not a big windfall for us, but at the same time I don't want to be in the red on the annual fee.  Also, the NPSL is nice in case we have a month where there are significant travel expenses.  She spends a minimum of 500 per month on gas.  With the Zync, 6k a year in spending equates to less than 40 bucks in cashback.  More than enough to cover the 25 dollar AF, but not much else.  There are a few card benefits, plus the wow factor of flashing a unicorn.  

If I spring for the PRG, she gets double points on gas for 12,000 minimum points per year.  That's 120 bucks towards the 195 dollar fee, meaning I have to come up with 7,500 or 625 a month more in single point spending just to break even, or increase gas spending to 812.  Probably not worth it.

The Gold Card is only 125, but I lose the double points on gas.  So I end up with 60 bucks towards the fee, less than half of it.  I have to spend a grand a month to break even.

The Green Card is 95, so I have to spend 800 a month to break even.

If I have analyzed this correctly, I should keep the Unicorn until the gas spending on the card hits 800.  At that point, the return on the green and PRG are close enough.

Am I missing anything important?