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AMEX & CHASE Pre Approval help

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Smaldovan
New Member

AMEX & CHASE Pre Approval help

Been working on getting my credit fixed from when I turned 18 and went crazy. Never gotten anything promising on AMEX or Chase until today BUT I still do not know if I should go for it or if these are generic answers...anyone know?Untitledfff.png

Message 1 of 20
19 REPLIES 19
Closingracer99
Valued Contributor

Re: AMEX & CHASE Pre Approval help

The chase ones from what I have read are solid if you get them


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 20
Discover2016
Valued Contributor

Re: AMEX & CHASE Pre Approval help

Those are true prequals, Chase and Amex are pretty solid with prequals.

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 3 of 20
MyLoFICO
Valued Contributor

Re: AMEX & CHASE Pre Approval help

I think those are pretty solid. Go ahead and app the Freedom and BCE and I will message you with my address to have them sent to. Smiley Tongue


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 4 of 20
ibmrad7
Established Contributor

Re: AMEX & CHASE Pre Approval help

Can't comment on Amex but what I have seen here is that Chase Pre-Approvals are pretty solid. Chase denied me 3-4 times in past 10 years but last month I saw pre-approvals for Slate, Freedom and Sapphire for the first time, that made me apply for the Marriott card and I was approved. Hope this helps.

Message 5 of 20
DoroLucky
Valued Contributor

Re: AMEX & CHASE Pre Approval help

From what I've read here, they're both solid pre-quals. Go for it and check Cap 1 too, theirs are solid as well. As far as Discover, any dog with a computer can get a pre-qual LOL.
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 6 of 20
Closingracer99
Valued Contributor

Re: AMEX & CHASE Pre Approval help


@DoroLucky wrote:
From what I've read here, they're both solid pre-quals. Go for it and check Cap 1 too, theirs are solid as well. As far as Discover, any dog with a computer can get a pre-qual LOL.

Discover mailers that are pre-qualifers are pretty solid from my experience.... gave me a set APR if approved of 19% and basically said any income $10,000 or higher would be approved. This was back in 2013 though.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 7 of 20
DoroLucky
Valued Contributor

Re: AMEX & CHASE Pre Approval help


@MyLoFICO wrote:

I think those are pretty solid. Go ahead and app the Freedom and BCE and I will message you with my address to have them sent to. Smiley Tongue


Smiley LOLSmiley LOLSmiley LOL

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 8 of 20
Smaldovan
New Member

Re: AMEX & CHASE Pre Approval help

Thanks everyone...any insight on which cards are better?

Message 9 of 20
MyLoFICO
Valued Contributor

Re: AMEX & CHASE Pre Approval help

Freedom over the slate for sure. The other one is whatever fits your needs. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 10 of 20
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