AMEX backdating

[fittiger]

What are the rules/conditions/dates for backdating named accounts?

[Leadberry]

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@fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?

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Someone could spend an hour answering that question.  Try using the search bar.  For example:

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-and-Backdating/m-p/1124167#M313576

[thom02099]

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@fittiger wrote:

What are the rules/conditions/dates for backdating named accounts?

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The short answer is that AMEX backdates to the oldest YEAR that they find in their database for a customer, based on any prior accounts with AMEX.  The MONTH is based on the month in which one applies for a new card.  If they find an old account, they will use that old account year.