I was sort of like that with PenFed's cash rewards card, LOL! I took a long, hard look at my credit and figured getting aproved wouldn't happen until next year. Next year I won't need them and they would only be useful now for a balance transfer. I decided to move on. 
Starting Score: 675
I think I got it this time, for some strange reason.
The BIG holdup is the tele check issue which I can do nothing about, but at least this time I was able to explain that it was my ex DW this time
The last time they offered that 10k secured routine, I took a pass.
I have high Fico scores and no baddies on my reports, no lates, nothing.
If the other poster was correct, then I have about 17 days left, and then well know
The BIG holdup is the tele check issue which I can do nothing about, but at least this time I was able to explain that it was my ex DW this time
The last time they offered that 10k secured routine, I took a pass.
I have high Fico scores and no baddies on my reports, no lates, nothing.
If the other poster was correct, then I have about 17 days left, and then well know
@doublespaces wrote:
@minimock wrote:
And TeleCheck too.I wonder how accurate this really is... Do they pull Chex Systems every time? Or is it caused by something else on your report.
I can assure you its very accurate. I have been dealing with it for years everytime I apply with AMEX.
They said it was part of their scoring model.
So I assume you can have 800 FICO's and still get bagged.
If you think about it, its probably a good idea for them. You dont want to give a credit card to a person that thinks they have money, just because there is checks in the check book LOL
That would be my ex DW, bless her heart