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AMEX pre-qualified offers & APR

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Rebuild2019
Valued Contributor

AMEX pre-qualified offers & APR

Do AMEX pre-qualified offers give a solid APR or is there a range. I have an offer showing for the Blue Cash Everyday ( 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 14.49% to 25.49%), AMEX Everyday and the Gold Delta Skymiles. I am not really interested in the Gold Delta

Of the first two cards which one is the best everyday card. I’m trying to figure out if this is a good solid offer.

My Sig is correct. Thank you.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
6 REPLIES 6
Anonymous
Not applicable

Re: AMEX pre-qualified offers & APR

Pre-quals in their site give a range.
Message 2 of 7
Rebuild2019
Valued Contributor

Re: AMEX pre-qualified offers & APR

Thanks @CreditSweeper

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 3 of 7
Anonymous
Not applicable

Re: AMEX pre-qualified offers & APR

As for which of the Amexes, it really comes down to which rewards system will work best for you if you plan to put serious spend on them

Message 4 of 7
Rebuild2019
Valued Contributor

Re: AMEX pre-qualified offers & APR

Thanks @RealityBites

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 7
AverageJoesCredit
Legendary Contributor

Re: AMEX pre-qualified offers & APR

Definetly spend should affect your choice. I have 4 Amex cards but hatdly use them. Im a LIEr so cant spend alot and when you cant or spend alot i find though nice having an Amex its not a must have anymore. Id like to use CM more but those pesky $25 redemptions and statement only blowsSmiley Wink. Good luck on getting an Smex thoughSmiley Happy
Message 6 of 7
Rebuild2019
Valued Contributor

Re: AMEX pre-qualified offers & APR

Thanks @AverageJoesCredit
I’m thinking about the AMEX Everyday Card. I think I’m going to wait until after my 91/3 date with NFCU though. Trying to build a relationship with Navy First.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 7 of 7
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