I would not advise applying when logged in though. You will never get the best sign up bonuses like that. Always app incognito with a better offer. If your preapproved when logged in. Your still preapproved when in incognito.
If you go incognito and apply without logging in so that you can get a better sign up bonus, will it still be a soft pull? Or do you have to be logged in to get the soft pull?
"If you go incognito and apply without logging in so that you can get a better sign up bonus, will it still be a soft pull? Or do you have to be logged in to get the soft pull?"
I have always logged in via incognito mode in order to get the best possible SUB prior to applying for my Amex cards. YMMV but all my Amex cards were soft pulls except for my 1st Amex card.
Usually after the 6 month mark you should star to see them, I apped 2 others around the 7-8 month mark. Were all pre-approved.
I think you also need to wait 60 or 90 days between apps.
What if your not pre approved for no cards? i was not pre approved when I applied for my Amex everyday blue and I was approved 6 months ago. I want the Cash Magnet card but when I log in I only get the "Looking to expand your membership message" but I think I still have a chance, what do yall think?
Thank you for the reply.. I am always cautious on the “apply now” buttons as I will not perform an application without a pre-approval first.
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