What if your not pre approved for no cards? i was not pre approved when I applied for my Amex everyday blue and I was approved 6 months ago. I want the Cash Magnet card but when I log in I only get the "Looking to expand your membership message" but I think I still have a chance, what do yall think?
Only one way to find out is to apply.
I would not advise applying when logged in though. You will never get the best sign up bonuses like that. Always app incognito with a better offer. If your preapproved when logged in. Your still preapproved when in incognito.
If you go incognito and apply without logging in so that you can get a better sign up bonus, will it still be a soft pull? Or do you have to be logged in to get the soft pull?
After you click on apply in Incognito mode it will give you a chance to log in before completing the application. It should be a soft-pull at that point. But even if it isn't a hard-pull has very limited effect on your score. A couple of points loss that will go away shortly. Also Amex isn't hard-pull sensitive. If you have a good score a few hard pulls isn't going to effect you getting a card. A new account can lower your score because it will lower your AAOA.