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Seems AMEX travel cards are adding some useful trip cancellation coverages in January 2020. These will make it easier to concentrate spend on Platinum, or Delta Reserve or Hilton Aspire, and should be competitive with CSR.
Dang NRB you just gonna say that with no link or source?
This has been missing from their travel cards for a long time, I wonder if the Delta Plat or the Amex Gold will get it...
This had been keeping me from putting more travel spend on the Platinum.
Depending on the details, I might PC CSR to another Freedom. I'd keep Hyatt and IHG for renewal nights.
Maybe I'd get a proprietary Platinum for 100k and downgrade to Gold after a year, keeping Schwab throughout.
A little delay coverage would be nice, too...but cancellation is the big one.
Edit: https://thepointsguy.com/news/amex-trip-delay-purchase-benefits/
@digitek wrote:Dang NRB you just gonna say that with no link or source?
This has been missing from their travel cards for a long time, I wonder if the Delta Plat or the Amex Gold will get it...
It's on TPG. Not sure if I'm allowed to link to their site.
This is fantastic news! The only downside for me appears to be losing Roadside Assistance. I've only used it about 4 or 5 times over the years (that works out to about once every 4 years), but it was always a nice added value and I've never needed AAA or similar coverage due to it.
Edit: Thanks for the TPG link @wasCB14. And yes, @imaximous links to TPG are fine on myFICO. Basically, the policy would just be no links to sites deemed unethical or illegal.
Thanks for the read wasCB! Sounds like trip cancellation is only for really high AF cards.
They are also adding Delay Insurance, but in 2 tiers for the really high AF cards it is 6 hours, for mid-tier AF it is 12 hours.
Some other interesting changes in there, no more Roadside Assistance and I just used that on my Gold card a few months ago...
Extended warranty reduced by a year, but not really concerned about that one.
No more Travel Accident Insurance which was for death/dismemberment, not really worried about losing that one, either.
I had used roadside assistance a few times. I'll see what my other cards offer and may get AAA again.
Looks like Costco and Rewards+ are the leaders again on extended warranties - unless Citi nerfs it like they did on most other cards.
It is nice for sure. If only I can get pass that high AF and difficult credits. lol
I will give plat another look at some point.
@wasCB14 wrote:I had used roadside assistance a few times. I'll see what my other cards offer and may get AAA again.
Looks like Costco and Rewards+ are the leaders again on extended warranties - unless Citi nerfs it like they did on most other cards.
Amex is only getting rid of the Roadside Assistance Hotline, not the Premium Roadside Assistance.
@Anonymous wrote:
@wasCB14 wrote:I had used roadside assistance a few times. I'll see what my other cards offer and may get AAA again.
Looks like Costco and Rewards+ are the leaders again on extended warranties - unless Citi nerfs it like they did on most other cards.
Amex is only getting rid of the Roadside Assistance Hotline, not the Premium Roadside Assistance.
Where did you read that? The TPG article doesn't go into detail.
"Other changes
Finally, American Express is removing two underutilized benefits across the board: Travel Accident Insurance, which covers expenses specifically related to death or dismemberment during a covered trip, and Roadside Assistance. Amex reports that fewer than 1% of cardmembers have utilized these benefits, so the impact should be limited here."