cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

Highlighted
Mega Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

 

Oh wait ...

 

 

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 11 of 83
Highlighted
Community Leader
Super Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)


@dberryhill wrote:

@K-in-Boston wrote:

@Duke_Nukem wrote:

Be sure to look at the map for the approved vendors.  I was surprised at the limited number of small businesses that qualified under this offer.  Nice of AMEX to support the small businesses, though!


That must vary drastically by location.  I literally have hundreds of businesses on the list within a 2-3 mile radius.  It was odd to see Walgreen's and Enterprise on there, though - guessing independent stand-alone  franchises.


Have a lot by me. Even better, the small liquor store near my place is one of them. $10 is an easy purchase there when I need impromptu bottles of wine. 


Same here, liquor store a couple of miles away is on the list.   I know where I'll be buying beer the rest of the summer.

 



(7/2020)
FICO 8 (EX) 784 (TU) 788 (EQ) 791
FICO 9 (EX) 805 (TU) 800 (EQ) 809

$1M+ club

Artist formerly known as ColdFusion
Message 12 of 83
Highlighted
Valued Member

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

Does anyone know if my AU can enroll in this offer as well? 

Credit Cards

Retail Cards
Message 13 of 83
Highlighted
Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)


@Dgr24 wrote:

Does anyone know if my AU can enroll in this offer as well? 


If they have it then it shouldn't be a problem

Message 14 of 83
Highlighted
Valued Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

Thanks.  Yes I saw that this morning on DOC. Just signed up my AX Gold and Aspire. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 15 of 83
Highlighted
Super Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)


@morgacj2004 wrote:

Thanks.  Yes I saw that this morning on DOC. Just signed up my AX Gold and Aspire. 


How did you do multiple cards? I put it on EDP first but the website rejected my effort to add it to a second card. Is there a workaround to replace tabbed browsing?

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCP, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 16 of 83
Highlighted
Frequent Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

I'm not sure how much the offer helps small businesses. The fees charged by American Express are why some small businesses don't accept American Express. I don't use either of my rewards credit cards at small businesses that I like.

Edit: I forgot about my sockdrawered Capital One credit card Smiley LOL so I guess I have three rewards credit cards.

Credit Scores: (FICO 8) 845 Experian June 2020, 850 TransUnion June 2020 | (FICO 9) 850 Equifax July 2020
Credit Cards (newest to oldest): NFCU VISA Platinum $25,000 | BECU Cash Back VISA $10,000 | American Express BCE $3000 | Simmons Bank VISA Platinum $7500 | Capital One No Hassle Rewards VISA Platinum $500
Message 17 of 83
Highlighted
Contributor

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)

For the cobrands amex cards does anyone know or have any data points for the NFCU More Rewards Amex Card? I find it odd that I got an shop small offer for my Wells Fargo Propel Amex Card upon logging in.

American Express BCP - $30,000

NFCU More Rewards Amex $25,000

BOA Cash Rewards VISA Signature $25,000

Advantage Aviator Red World Mastercard - $15,150


Southwest Priority Rapid Rewards - $15,000



Chase Freedom -$8,400
Wells Fargo Propel Amex - $7,500
Total CL - $126,050

Future Goals Chase Trifecta
A Discover Card to have as a compliment to Chase Freedom Card
Message 18 of 83
Highlighted
Moderator

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)


@Gollum wrote:

I'm not sure how much the offer helps small businesses. The fees charged by American Express are why some small businesses don't accept American Express. I don't use either of my rewards credit cards at small businesses that I like.

Edit: I forgot about my sockdrawered Capital One credit card Smiley LOL so I guess I have three rewards credit cards.


In this case, the incentive is being fully funded by American Express.  Outside of normal processing fees, there is no additional cost to the merchants.


Amex fees being higher than other card networks is mostly a myth, and gets perpetuated by credit card processors (now that direct Amex processing is no longer required) so that they can give a merchant a bad rate and just say "well, everyone knows Amex fees are higher."  They also average out total Visa and MasterCard transactions, and because of the Durbin Amendment debit card fees are almost nothing so it skews the fee structure and makes it look like credit card fees are lower for those brands since nearly all debit cards are on those networks.

 

In actual percentages, Visa Signature, Visa Infinite, World MasterCard, World Elite MasterCard, and most especially business MasterCard products have higher processing fees than even the Amex Centurion Card.  This is why Citi will issue a $500 Double Cash WEMC; every swipe is about .85% more in their pocket than a basic non-rewards consumer MasterCard. 

 

If I am faced with "we don't accept Amex," my first go-to is always a Visa Infinite Card.

Message 19 of 83
Highlighted
Moderator

Re: AMEX "Shop Small" Offer - Spend $10+, Receive $5 Back (10 Limit)


@lmhenry1 wrote:

For the cobrands amex cards does anyone know or have any data points for the NFCU More Rewards Amex Card? I find it odd that I got an shop small offer for my Wells Fargo Propel Amex Card upon logging in.


https://www.americanexpress.com/us/network/navyfederal/morerewards.html

 

Thank you for the reminder!

 

Screen Shot 2020-06-29 at 6.51.19 PM.png

Message 20 of 83
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.