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If you live in a state where you can open a Chase checking account, I'd say... do so. You're missing out on a lot of points with a Checking/Freedom/Sapphire combo.
But I also agree with the other posters, you need a bit of diversity in your portfolio.
You never know when you might be on a trip somewhere and the Chase network completely goes down and then you need another card. (Extreme example, but stuff like this can happen - like CLD's out of the blue).
Congrats on the cards though.
And I'm glad they declined you for the Slate, to be honest, you can do better than that card with someone else.
Follow my financial journey: http://www.frugalrican.com
@FrugalRican wrote:If you live in a state where you can open a Chase checking account, I'd say... do so. You're missing out on a lot of points with a Checking/Freedom/Sapphire combo.
But I also agree with the other posters, you need a bit of diversity in your portfolio.
You never know when you might be on a trip somewhere and the Chase network completely goes down and then you need another card. (Extreme example, but stuff like this can happen - like CLD's out of the blue).
Congrats on the cards though.
And I'm glad they declined you for the Slate, to be honest, you can do better than that card with someone else.
I actually ended up getting approved for the slate...I am using it to transfer a balance from a BOA card I never use anymore. As far as having other cards in the portfolio I tried for the Discover More (4 HI within 24hrs) and got approved for $1000. I am dissapointed with the limit but the only reason I aplied was for the diversity and increased utilization. I think I am done applying for a while
Congrats! +1 for a little diversification. I only have Citi and Chase general purpose cards right now, but will get an AmEx near year-end, just in case.
If you dont mind answering what was tour AAOA, before all the apps ? I am looking to getr the sapphire soon
@Anonymous wrote:If you dont mind answering what was tour AAOA, before all the apps ? I am looking to getr the sapphire soon
CK score is 712 but I think that was a bit high, AAOA is 1 yr 10 months. I do all my banking through Chase so I don't know if that played a part in the descision or not.
Congrats on the successful applications! Great cards all three!
@Anonymous wrote:Congrats on the successful applications! Great cards all three!
Thanks! You guys think it would do me any good to recon the Discover? $1k limit seems like a joke, is this card hard to get a high limit on?
It's worth a try, but do it now while the INQ is still hot.
Just don't be too disappointed if they don't up it. They tend to be quite conservative, so make sure you have a handy explanation as to the "WHY" you want this CL lifted.
Their CS tends to be stellar though, so good luck.
Follow my financial journey: http://www.frugalrican.com
Which credit company did they run?
CONGRATS on your CSP approval!!!